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65014 Homeowners Insurance Quotes & Rates

Bland residents living within the 910 homes available in the zip code of 65014 are shopping online to compare cheaper and more affordable Bland, MO home insurance rates. In the great city of Bland, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Missouri is around $942 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 65014 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 65014 home insurance rates today! Please give us a call now at 1-913-276-4017. For Bland, MO Homeowners Insurance Quotes, Click to easily get started!

65014 Home Insurance Average Premiums

Local 65014 homeowners insurance quotes comparison

$692 /yr.

Shows Zip Code: 65014 lowest rates with discounts applied on average.

For the 65014, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$692 /yr.
Average Coverage:$942 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1242 /yr.

What is the average home insurance cost for a home in 65014?

  • • The average homeowners insurance premium paid annually for a home in 65014 is around $942 per year.

What does it cost on average per month for home insurance in 65014?

  • • Homeowners in 65014 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 65014?

  • • Autoowners in 65014 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bland area, check out other zip codes nearby 65014.
Review average rates in another zip code:
65014 homeowners insurance rates

Home Replacement Cost Coverage in 65014

Average Building Cost Per Square Foot in 65014: $122

Location: Bland, Missouri (Gasconade County)

Average Square Footage in 65014: 1,047 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65014 before you start any project. Bland homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65014 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65014 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,047 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,047$127,700
Additional Upgrades & Added Features$1531,047$159,625
Major Home Updates or Advancements$1831,047$191,550

It's important to understand that when you estimate your replacement cost of your home in the 65014 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65014

Gross Insurance Agency

Address: 107 E Colorado Bland, MO 65014
Phone: (573)646-3131
Website:

Best Home & Auto Insurance Agencies in 65014

Gross Insurance Agency

Address: 107 Colorado Ave Bland, MO 65014
Phone:
Website:
Info:

Housing Demographics for 65014

Population Review for 65014 Zip Code

For the city of Bland, the population within 65014 has increased to over 2,249 residents in population size. The current population total is 2,227. We have broken down the population based on race below. In 65014, there are over 1185 in male population and 1042 females.

PopulationValues
Total Population2,227
White Population2009
Black Population0
Hispanic Population24
Asian Population9
Hawaiian Population1
Indian Population7
Other Population5
Male Population1185
Female Population1042
Population Estimate2249

Household Data for 65014

The average number of homes in 65014 is around 910, there are an average of 2.45 per household. The average house value according to local real estate values is around $127,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode910
Persons Per Household2.45
Average House Value$127,700
Income Per Household$53846
Median Age47.5
Median Age Male46.8
Median Age Female48.5
65014 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code573
CityBland
City Alias NameBLAND
CountyGasconade
County FIPS073
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses29
Number Of Employees103
Business First Quarter Payroll928
Business Annual Payroll3846
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea6851.54
Delivery Residential918
Delivery Business18
Delivery Total1061
Preferred Last Line KeyW15869
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW15869
Land Area142.070000
Water Area0.645000
City Alias Code
City Mixed CaseBland
City Alias Mixed CaseBland
Box Count111
SFDU918
MFDU0
State ANSI29
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number280720
Unique ZIP Name
SSA State County Code26360
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseGasconade

Missouri Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]