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Home Insurance Rates in 65052

For homeowners shopping online in 65052, our insurance rates are very competitive for homeowners living in Linn Creek, MO. Many homeowners based out of the great city of Linn Creek have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 65052, simply click the "Get Multiple Quotes Now" button. Your 65052 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Linn Creek, MO Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

65052 Home Insurance Rating is: High!

If you live in 65052, you can easily save up to 40% off the average home insurance premium of $936 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Linn Creek can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 65052 today!

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65052 Home Insurance Average Premiums

Local 65052 homeowners insurance quotes comparison

$686 /yr.

Shows Zip Code: 65052 lowest rates with discounts applied on average.

For the 65052, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$686 /yr.
Average Coverage:$936 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1236 /yr.

What is the average home insurance cost for a home in 65052?

  • • The average homeowners insurance premium paid annually for a home in 65052 is around $936 per year.

What does it cost on average per month for home insurance in 65052?

  • • Homeowners in 65052 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 65052?

  • • Autoowners in 65052 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Linn Creek area, check out other zip codes nearby 65052.
Review average rates in another zip code:
65052 homeowners insurance rates

Home Replacement Cost Coverage in 65052

Average Building Cost Per Square Foot in 65052: $122

Location: Linn Creek, Missouri (Camden County)

Average Square Footage in 65052: 2,080 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65052 before you start any project. Linn Creek homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65052 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65052 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,080 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Linn Creek area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,080$253,700
Additional Upgrades & Added Features$1532,080$317,125
Major Home Updates or Advancements$1832,080$380,550

It's important to understand that when you estimate your replacement cost of your home in the 65052 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65052

Best Home & Auto Insurance Agencies in 65052

Housing Demographics for 65052

Population Review for 65052 Zip Code

For the city of Linn Creek, the population within 65052 has increased to over 3,578 residents in population size. The current population total is 3,331. We have broken down the population based on race below. In 65052, there are over 1656 in male population and 1675 females.

PopulationValues
Total Population3,331
White Population3078
Black Population16
Hispanic Population107
Asian Population12
Hawaiian Population4
Indian Population21
Other Population35
Male Population1656
Female Population1675
Population Estimate3578

Household Data for 65052

The average number of homes in 65052 is around 1,337, there are an average of 2.48 per household. The average house value according to local real estate values is around $253,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,337
Persons Per Household2.48
Average House Value$253,700
Income Per Household$66445
Median Age47.4
Median Age Male46.2
Median Age Female48.0
65052 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code573
CityLinn Creek
City Alias NameLINN CREEK
CountyCamden
County FIPS029
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses75
Number Of Employees416
Business First Quarter Payroll3273
Business Annual Payroll17186
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea14401.38
Delivery Residential1443
Delivery Business70
Delivery Total2241
Preferred Last Line KeyW17047
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW17047
Land Area47.345000
Water Area2.786000
City Alias Code
City Mixed CaseLinn Creek
City Alias Mixed CaseLinn Creek
Box Count140
SFDU1228
MFDU0
State ANSI29
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number284734
Unique ZIP Name
SSA State County Code26140
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseCamden

Missouri Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]