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65335 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 65335? Our rates are very competitive for homeowners living in Ionia, MO. Many homeowners based out of your 65335 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 65335 should appear in the zip code field ready to go. For Ionia, MO Home Insurance Rate Quotes click to review the best rates and service online!

65335 Average Premium is Rated: High!

Homeowners living in 65335 can easily save up to 40% off the average home insurance premium of $1014 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Ionia that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 65335 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 65335!

65335 Home Insurance Average Premiums

Local 65335 homeowners insurance quotes comparison

$764 /yr.

Shows Zip Code: 65335 lowest rates with discounts applied on average.

For the 65335, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$764 /yr.
Average Coverage:$1014 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1314 /yr.

What is the average home insurance cost for a home in 65335?

  • • The average homeowners insurance premium paid annually for a home in 65335 is around $1014 per year.

What does it cost on average per month for home insurance in 65335?

  • • Homeowners in 65335 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 65335?

  • • Autoowners in 65335 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ionia area, check out other zip codes nearby 65335.
Review average rates in another zip code:
65335 homeowners insurance rates

Home Replacement Cost Coverage in 65335

Average Building Cost Per Square Foot in 65335: $122

Location: Ionia, Missouri (Benton County)

Average Square Footage in 65335: 1,352 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65335 before you start any project. Ionia homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65335 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65335 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,352 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ionia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,352$165,000
Additional Upgrades & Added Features$1531,352$206,250
Major Home Updates or Advancements$1831,352$247,500

It's important to understand that when you estimate your replacement cost of your home in the 65335 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65335

Best Home & Auto Insurance Agencies in 65335

Housing Demographics for 65335

Population Review for 65335 Zip Code

For the city of Ionia, the population within 65335 has increased to over 235 residents in population size. The current population total is 246. We have broken down the population based on race below. In 65335, there are over 133 in male population and 113 females.

PopulationValues
Total Population246
White Population223
Black Population0
Hispanic Population1
Asian Population1
Hawaiian Population1
Indian Population4
Other Population2
Male Population133
Female Population113
Population Estimate235

Household Data for 65335

The average number of homes in 65335 is around 121, there are an average of 2.03 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode121
Persons Per Household2.03
Average House Value$165,000
Income Per Household$0
Median Age48.0
Median Age Male53.8
Median Age Female43.8
65335 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code660
CityIonia
City Alias NameIONIA
CountyBenton
County FIPS015
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees16
Business First Quarter Payroll145
Business Annual Payroll610
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea14401.38
Delivery Residential116
Delivery Business3
Delivery Total130
Preferred Last Line KeyW16840
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW16840
Land Area17.551000
Water Area0.053000
City Alias Code
City Mixed CaseIonia
City Alias Mixed CaseIonia
Box Count11
SFDU116
MFDU0
State ANSI29
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number284044
Unique ZIP Name
SSA State County Code26070
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseBenton

Missouri Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]