Get multiple home insurance quotes in 65349. Our licensed 65349, MO agents are ready to serve you.

65349 Home Insurance Rates & Premiums

Did you know there are over 2,371 people living within the 65349 zip code area? There are over 999 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 65349.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Missouri are on the rise. The estimated average premium is around $949 a year for a standard homeowners insurance policy in Slater. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Slater, MO Homeowners Insurance Quotes Online

65349 Home Insurance Average Premiums

Local 65349 homeowners insurance quotes comparison

$699 /yr.

Shows Zip Code: 65349 lowest rates with discounts applied on average.

For the 65349, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$699 /yr.
Average Coverage:$949 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1249 /yr.

What is the average home insurance cost for a home in 65349?

  • • The average homeowners insurance premium paid annually for a home in 65349 is around $949 per year.

What does it cost on average per month for home insurance in 65349?

  • • Homeowners in 65349 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 65349?

  • • Autoowners in 65349 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Slater area, check out other zip codes nearby 65349.
Review average rates in another zip code:
65349 homeowners insurance rates

Home Replacement Cost Coverage in 65349

Average Building Cost Per Square Foot in 65349: $122

Location: Slater, Missouri (Saline County)

Average Square Footage in 65349: 703 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65349 before you start any project. Slater homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65349 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65349 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 703 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Slater area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122703$85,800
Additional Upgrades & Added Features$153703$107,250
Major Home Updates or Advancements$183703$128,700

It's important to understand that when you estimate your replacement cost of your home in the 65349 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65349

Best Home & Auto Insurance Agencies in 65349

Housing Demographics for 65349

Population Review for 65349 Zip Code

For the city of Slater, the population within 65349 has increased to over 2,369 residents in population size. The current population total is 2,371. We have broken down the population based on race below. In 65349, there are over 1180 in male population and 1191 females.

PopulationValues
Total Population2,371
White Population2043
Black Population117
Hispanic Population78
Asian Population8
Hawaiian Population2
Indian Population10
Other Population45
Male Population1180
Female Population1191
Population Estimate2369

Household Data for 65349

The average number of homes in 65349 is around 999, there are an average of 2.33 per household. The average house value according to local real estate values is around $85,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode999
Persons Per Household2.33
Average House Value$85,800
Income Per Household$41992
Median Age41.8
Median Age Male39.9
Median Age Female44.5
65349 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code660
CitySlater
City Alias NameSLATER
CountySaline
County FIPS195
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA32180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMarshall, MO
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses38
Number Of Employees564
Business First Quarter Payroll7003
Business Annual Payroll28221
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population23370
CBSA Division Population0
Congressional District04
Congressional LandArea14401.38
Delivery Residential1017
Delivery Business51
Delivery Total1128
Preferred Last Line KeyW17936
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW17936
Land Area96.825000
Water Area1.173000
City Alias Code
City Mixed CaseSlater
City Alias Mixed CaseSlater
Box Count27
SFDU924
MFDU44
State ANSI29
County ANSI195
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number287416
Unique ZIP Name
SSA State County Code26970
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseSaline

Missouri Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]