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Compare 65351 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Sweet Springs just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 904 neighbors looking to save on their home insurance policy in the local 65351 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 65351. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Missouri rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Sweet Springs, MO home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Sweet Springs, MO

65351 Home Insurance Average Premiums

Local 65351 homeowners insurance quotes comparison

$717 /yr.

Shows Zip Code: 65351 lowest rates with discounts applied on average.

For the 65351, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$717 /yr.
Average Coverage:$967 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1267 /yr.

What is the average home insurance cost for a home in 65351?

  • • The average homeowners insurance premium paid annually for a home in 65351 is around $967 per year.

What does it cost on average per month for home insurance in 65351?

  • • Homeowners in 65351 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 65351?

  • • Autoowners in 65351 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sweet Springs area, check out other zip codes nearby 65351.
Review average rates in another zip code:
65351 homeowners insurance rates

Home Replacement Cost Coverage in 65351

Average Building Cost Per Square Foot in 65351: $122

Location: Sweet Springs, Missouri (Saline County)

Average Square Footage in 65351: 920 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65351 before you start any project. Sweet Springs homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65351 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65351 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 920 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sweet Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122920$112,300
Additional Upgrades & Added Features$153920$140,375
Major Home Updates or Advancements$183920$168,450

It's important to understand that when you estimate your replacement cost of your home in the 65351 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65351

Best Home & Auto Insurance Agencies in 65351

American Family Insurance

Address: 310 N Locust St Sweet Springs, MO 65351
Phone:
Website:
Info:

Housing Demographics for 65351

Population Review for 65351 Zip Code

For the city of Sweet Springs, the population within 65351 has increased to over 2,337 residents in population size. The current population total is 2,301. We have broken down the population based on race below. In 65351, there are over 1184 in male population and 1117 females.

PopulationValues
Total Population2,301
White Population2167
Black Population23
Hispanic Population29
Asian Population13
Hawaiian Population0
Indian Population13
Other Population15
Male Population1184
Female Population1117
Population Estimate2337

Household Data for 65351

The average number of homes in 65351 is around 904, there are an average of 2.44 per household. The average house value according to local real estate values is around $112,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode904
Persons Per Household2.44
Average House Value$112,300
Income Per Household$53602
Median Age43.3
Median Age Male43.6
Median Age Female42.6
65351 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code660
CitySweet Springs
City Alias NameSWEET SPRINGS
CountySaline
County FIPS195
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA32180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMarshall, MO
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses49
Number Of Employees512
Business First Quarter Payroll4135
Business Annual Payroll17699
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population23370
CBSA Division Population0
Congressional District04
Congressional LandArea14401.38
Delivery Residential958
Delivery Business66
Delivery Total1079
Preferred Last Line KeyW18385
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW18385
Land Area106.530000
Water Area0.827000
City Alias Code
City Mixed CaseSweet Springs
City Alias Mixed CaseSweet Springs
Box Count39
SFDU938
MFDU0
State ANSI29
County ANSI195
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number287764
Unique ZIP Name
SSA State County Code26970
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseSaline

Missouri Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]