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65355, MO Home Insurance

In the zip code of 65355, the population size is around 10,675, which consists of 4,895 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Warsaw, MO. A few years ago, a study was done and found that the average home insurance rates for Missouri are around $986 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 65355 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Warsaw. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-913-276-4017 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Warsaw, MO Homeowners Insurance Online Rates Today!

65355 Home Insurance Average Premiums

Local 65355 homeowners insurance quotes comparison

$736 /yr.

Shows Zip Code: 65355 lowest rates with discounts applied on average.

For the 65355, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$736 /yr.
Average Coverage:$986 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1286 /yr.

What is the average home insurance cost for a home in 65355?

  • • The average homeowners insurance premium paid annually for a home in 65355 is around $986 per year.

What does it cost on average per month for home insurance in 65355?

  • • Homeowners in 65355 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 65355?

  • • Autoowners in 65355 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Warsaw area, check out other zip codes nearby 65355.
Review average rates in another zip code:
65355 homeowners insurance rates

Home Replacement Cost Coverage in 65355

Average Building Cost Per Square Foot in 65355: $122

Location: Warsaw, Missouri (Benton County)

Average Square Footage in 65355: 1,096 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65355 before you start any project. Warsaw homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65355 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65355 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,096 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Warsaw area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,096$133,700
Additional Upgrades & Added Features$1531,096$167,125
Major Home Updates or Advancements$1831,096$200,550

It's important to understand that when you estimate your replacement cost of your home in the 65355 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65355

Murray Mike Insurance

Address: 403 Van Buren Warsaw, MO 65355
Phone: (660)438-7379
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 65355

Housing Demographics for 65355

Population Review for 65355 Zip Code

For the city of Warsaw, the population within 65355 has increased to over 12,708 residents in population size. The current population total is 10,675. We have broken down the population based on race below. In 65355, there are over 5450 in male population and 5225 females.

PopulationValues
Total Population10,675
White Population9894
Black Population44
Hispanic Population184
Asian Population30
Hawaiian Population2
Indian Population62
Other Population72
Male Population5450
Female Population5225
Population Estimate12708

Household Data for 65355

The average number of homes in 65355 is around 4,895, there are an average of 2.15 per household. The average house value according to local real estate values is around $133,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,895
Persons Per Household2.15
Average House Value$133,700
Income Per Household$42355
Median Age57.1
Median Age Male56.3
Median Age Female57.7
65355 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code660
CityWarsaw
City Alias NameWARSAW
CountyBenton
County FIPS015
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses235
Number Of Employees1693
Business First Quarter Payroll11240
Business Annual Payroll49979
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea14401.38
Delivery Residential5911
Delivery Business186
Delivery Total6977
Preferred Last Line KeyW18576
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW18576
Land Area216.101000
Water Area43.055000
City Alias Code
City Mixed CaseWarsaw
City Alias Mixed CaseWarsaw
Box Count677
SFDU5191
MFDU0
State ANSI29
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number288268
Unique ZIP Name
SSA State County Code26070
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseBenton

Missouri Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]