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65473 Homeowners Insurance Quotes & Rates

Fort Leonard Wood residents living within the 1,925 homes available in the zip code of 65473 are shopping online to compare cheaper and more affordable Fort Leonard Wood, MO home insurance rates. In the great city of Fort Leonard Wood, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Missouri is around $1,014 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 65473 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 65473 home insurance rates today! Please give us a call now at 1-913-276-4017. For Fort Leonard Wood, MO Homeowners Insurance Quotes, Click to easily get started!

65473 Home Insurance Average Premiums

Local 65473 homeowners insurance quotes comparison

$764 /yr.

Shows Zip Code: 65473 lowest rates with discounts applied on average.

For the 65473, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$764 /yr.
Average Coverage:$1014 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1314 /yr.

What is the average home insurance cost for a home in 65473?

  • • The average homeowners insurance premium paid annually for a home in 65473 is around $1014 per year.

What does it cost on average per month for home insurance in 65473?

  • • Homeowners in 65473 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 65473?

  • • Autoowners in 65473 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Leonard Wood area, check out other zip codes nearby 65473.
Review average rates in another zip code:
65473 homeowners insurance rates

Home Replacement Cost Coverage in 65473

Average Building Cost Per Square Foot in 65473: $122

Location: Fort Leonard Wood, Missouri (Pulaski County)

Average Square Footage in 65473: 1,352 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65473 before you start any project. Fort Leonard Wood homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65473 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65473 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,352 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Leonard Wood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,352$165,000
Additional Upgrades & Added Features$1531,352$206,250
Major Home Updates or Advancements$1831,352$247,500

It's important to understand that when you estimate your replacement cost of your home in the 65473 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65473

Best Home & Auto Insurance Agencies in 65473

Housing Demographics for 65473

Population Review for 65473 Zip Code

For the city of Fort Leonard Wood, the population within 65473 has increased to over 8,491 residents in population size. The current population total is 15,980. We have broken down the population based on race below. In 65473, there are over 11992 in male population and 3988 females.

PopulationValues
Total Population15,980
White Population10177
Black Population3035
Hispanic Population3093
Asian Population813
Hawaiian Population131
Indian Population147
Other Population520
Male Population11992
Female Population3988
Population Estimate8491

Household Data for 65473

The average number of homes in 65473 is around 1,925, there are an average of 3.06 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,925
Persons Per Household3.06
Average House Value$165,000
Income Per Household$61913
Median Age22.0
Median Age Male22.0
Median Age Female21.9
65473 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias AbbreviationFT LEONARD WD
Area Code573
CityFort Leonard Wood
City Alias NameFORT LEONARD WOOD
CountyPulaski
County FIPS169
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA22780
CBSA_DIV
CBSA_TypeMicro
CBSA_NameFort Leonard Wood, MO
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses65
Number Of Employees2597
Business First Quarter Payroll27190
Business Annual Payroll133163
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population52274
CBSA Division Population0
Congressional District01|03|04|07
Congressional LandArea225.36|6851.54|14401.38|6272.84
Delivery Residential2775
Delivery Business21
Delivery Total3147
Preferred Last Line KeyW16520
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW16520
Land Area105.496000
Water Area0.867000
City Alias CodeM1P
City Mixed CaseFort Leonard Wood
City Alias Mixed CaseFort Leonard Wood
Box Count296
SFDU29
MFDU24
State ANSI29
County ANSI169
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number282838
Unique ZIP Name
SSA State County Code26840
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CasePulaski

Missouri Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]