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65484 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 65484? There are over 85 occupied homes in the 65484 area. With a population size of 165, it's not uncommon for residence of Huggins, MO to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Missouri is around $1,014 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 65484 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Huggins, MO Home Insurance Rate Quotes

65484 Home Insurance Average Premiums

Local 65484 homeowners insurance quotes comparison

$764 /yr.

Shows Zip Code: 65484 lowest rates with discounts applied on average.

For the 65484, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$764 /yr.
Average Coverage:$1014 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1314 /yr.

What is the average home insurance cost for a home in 65484?

  • • The average homeowners insurance premium paid annually for a home in 65484 is around $1014 per year.

What does it cost on average per month for home insurance in 65484?

  • • Homeowners in 65484 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 65484?

  • • Autoowners in 65484 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Huggins area, check out other zip codes nearby 65484.
Review average rates in another zip code:
65484 homeowners insurance rates

Home Replacement Cost Coverage in 65484

Average Building Cost Per Square Foot in 65484: $122

Location: Huggins, Missouri (Texas County)

Average Square Footage in 65484: 1,352 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65484 before you start any project. Huggins homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65484 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65484 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,352 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Huggins area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,352$165,000
Additional Upgrades & Added Features$1531,352$206,250
Major Home Updates or Advancements$1831,352$247,500

It's important to understand that when you estimate your replacement cost of your home in the 65484 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65484

Best Home & Auto Insurance Agencies in 65484

Housing Demographics for 65484

Population Review for 65484 Zip Code

For the city of Huggins, the population within 65484 has increased to over 139 residents in population size. The current population total is 165. We have broken down the population based on race below. In 65484, there are over 92 in male population and 73 females.

PopulationValues
Total Population165
White Population157
Black Population0
Hispanic Population4
Asian Population0
Hawaiian Population0
Indian Population0
Other Population2
Male Population92
Female Population73
Population Estimate139

Household Data for 65484

The average number of homes in 65484 is around 85, there are an average of 1.94 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode85
Persons Per Household1.94
Average House Value$165,000
Income Per Household$0
Median Age47.8
Median Age Male51.0
Median Age Female45.5
65484 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code417
CityHuggins
City Alias NameHUGGINS
CountyTexas
County FIPS215
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea19901.17
Delivery Residential72
Delivery Business2
Delivery Total134
Preferred Last Line KeyW16808
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW16808
Land Area27.917000
Water Area0.007000
City Alias Code
City Mixed CaseHuggins
City Alias Mixed CaseHuggins
Box Count3
SFDU72
MFDU0
State ANSI29
County ANSI215
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number283894
Unique ZIP Name
SSA State County Code26989
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseTexas

Missouri Homeowners Insurance News & Information

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