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Home Insurance in 65564

Our rates are very competitive for homeowners living in the 65564 zip code. Many homeowners based out of Solo, MO have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our MO licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 65564 should appear in the zip code field ready to go.

65564 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Solo area? The average homeowners premium in 65564 is high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 65564, you can expect to pay around $1014 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 65564 Today!

Get Home Insurance Quotes in 65564

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Missouri. Start your 65564 home insurance shopping today!

  1. Solo, MO Home Insurance Quotes

65564 Home Insurance Average Premiums

Local 65564 homeowners insurance quotes comparison

$764 /yr.

Shows Zip Code: 65564 lowest rates with discounts applied on average.

For the 65564, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$764 /yr.
Average Coverage:$1014 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1314 /yr.

What is the average home insurance cost for a home in 65564?

  • • The average homeowners insurance premium paid annually for a home in 65564 is around $1014 per year.

What does it cost on average per month for home insurance in 65564?

  • • Homeowners in 65564 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 65564?

  • • Autoowners in 65564 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Solo area, check out other zip codes nearby 65564.
Review average rates in another zip code:
65564 homeowners insurance rates

Home Replacement Cost Coverage in 65564

Average Building Cost Per Square Foot in 65564: $122

Location: Solo, Missouri (Texas County)

Average Square Footage in 65564: 1,352 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65564 before you start any project. Solo homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65564 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65564 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,352 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Solo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,352$165,000
Additional Upgrades & Added Features$1531,352$206,250
Major Home Updates or Advancements$1831,352$247,500

It's important to understand that when you estimate your replacement cost of your home in the 65564 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65564

Best Home & Auto Insurance Agencies in 65564

Housing Demographics for 65564

Population Review for 65564 Zip Code

For the city of Solo, the population within 65564 has increased to over 241 residents in population size. The current population total is 230. We have broken down the population based on race below. In 65564, there are over 118 in male population and 112 females.

PopulationValues
Total Population230
White Population216
Black Population0
Hispanic Population6
Asian Population0
Hawaiian Population0
Indian Population0
Other Population4
Male Population118
Female Population112
Population Estimate241

Household Data for 65564

The average number of homes in 65564 is around 78, there are an average of 2.95 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode78
Persons Per Household2.95
Average House Value$165,000
Income Per Household$0
Median Age48.0
Median Age Male52.0
Median Age Female39.0
65564 DetailsValues
StateMO
State Full NameMissouri
City TypeN
City Alias Abbreviation
Area Code417
CitySolo
City Alias NameSOLO
CountyTexas
County FIPS215
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea19901.17
Delivery Residential82
Delivery Business2
Delivery Total162
Preferred Last Line Key010900
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key010900
Land Area15.638000
Water Area0.007000
City Alias Code
City Mixed CaseSolo
City Alias Mixed CaseSolo
Box Count0
SFDU82
MFDU0
State ANSI29
County ANSI215
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number283870
Unique ZIP Name
SSA State County Code26989
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseTexas

Missouri Homeowners Insurance News & Information

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