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Home Insurance Rates in 65566

For homeowners shopping online in 65566, our insurance rates are very competitive for homeowners living in Viburnum, MO. Many homeowners based out of the great city of Viburnum have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 65566, simply click the "Get Multiple Quotes Now" button. Your 65566 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Viburnum, MO Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

65566 Home Insurance Rating is: High!

If you live in 65566, you can easily save up to 40% off the average home insurance premium of $979 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Viburnum can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 65566 today!

Get Multiple Home Insurance Rates in 65566!

65566 Home Insurance Average Premiums

Local 65566 homeowners insurance quotes comparison

$729 /yr.

Shows Zip Code: 65566 lowest rates with discounts applied on average.

For the 65566, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$729 /yr.
Average Coverage:$979 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1279 /yr.

What is the average home insurance cost for a home in 65566?

  • • The average homeowners insurance premium paid annually for a home in 65566 is around $979 per year.

What does it cost on average per month for home insurance in 65566?

  • • Homeowners in 65566 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 65566?

  • • Autoowners in 65566 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Viburnum area, check out other zip codes nearby 65566.
Review average rates in another zip code:
65566 homeowners insurance rates

Home Replacement Cost Coverage in 65566

Average Building Cost Per Square Foot in 65566: $122

Location: Viburnum, Missouri (Iron County)

Average Square Footage in 65566: 652 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65566 before you start any project. Viburnum homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65566 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65566 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 652 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Viburnum area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122652$79,600
Additional Upgrades & Added Features$153652$99,500
Major Home Updates or Advancements$183652$119,400

It's important to understand that when you estimate your replacement cost of your home in the 65566 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65566

Best Home & Auto Insurance Agencies in 65566

Farmers Insurance Group

Address: Po Box 212 Viburnum, MO 65566
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Housing Demographics for 65566

Population Review for 65566 Zip Code

For the city of Viburnum, the population within 65566 has increased to over 829 residents in population size. The current population total is 777. We have broken down the population based on race below. In 65566, there are over 375 in male population and 402 females.

PopulationValues
Total Population777
White Population711
Black Population7
Hispanic Population13
Asian Population2
Hawaiian Population1
Indian Population13
Other Population4
Male Population375
Female Population402
Population Estimate829

Household Data for 65566

The average number of homes in 65566 is around 295, there are an average of 2.46 per household. The average house value according to local real estate values is around $79,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode295
Persons Per Household2.46
Average House Value$79,600
Income Per Household$46932
Median Age43.1
Median Age Male42.7
Median Age Female43.3
65566 DetailsValues
StateMO
State Full NameMissouri
City TypeN
City Alias Abbreviation
Area Code573
CityViburnum
City Alias NameVIBURNUM
CountyIron
County FIPS093
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses28
Number Of Employees359
Business First Quarter Payroll4377
Business Annual Payroll18373
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03|08
Congressional LandArea6851.54|19901.17
Delivery Residential337
Delivery Business18
Delivery Total468
Preferred Last Line Key016663
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key016663
Land Area11.403000
Water Area0.028000
City Alias Code
City Mixed CaseViburnum
City Alias Mixed CaseViburnum
Box Count0
SFDU314
MFDU0
State ANSI29
County ANSI093
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number287590
Unique ZIP Name
SSA State County Code26460
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseIron

Missouri Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]