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65618 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 65618 zip code it's important to know that our rates are very competitive for homeowners living in Brixey, MO. Many homeowners based out of your 65618 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 65618 should appear in the zip code field ready to go. For Brixey, MO Homeowners Insurance Quotes nearby, we offer the best rates and service.

65618: Average Home Insurance Rates

For homeowners living in the great city of Brixey, the average homeowners policy is considered high in comparison to other states. Missouri premiums are estimated to be around $1014 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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65618 Home Insurance Average Premiums

Local 65618 homeowners insurance quotes comparison

$764 /yr.

Shows Zip Code: 65618 lowest rates with discounts applied on average.

For the 65618, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$764 /yr.
Average Coverage:$1014 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1314 /yr.

What is the average home insurance cost for a home in 65618?

  • • The average homeowners insurance premium paid annually for a home in 65618 is around $1014 per year.

What does it cost on average per month for home insurance in 65618?

  • • Homeowners in 65618 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 65618?

  • • Autoowners in 65618 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brixey area, check out other zip codes nearby 65618.
Review average rates in another zip code:
65618 homeowners insurance rates

Home Replacement Cost Coverage in 65618

Average Building Cost Per Square Foot in 65618: $122

Location: Brixey, Missouri (Ozark County)

Average Square Footage in 65618: 1,352 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65618 before you start any project. Brixey homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65618 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65618 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,352 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brixey area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,352$165,000
Additional Upgrades & Added Features$1531,352$206,250
Major Home Updates or Advancements$1831,352$247,500

It's important to understand that when you estimate your replacement cost of your home in the 65618 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65618

Best Home & Auto Insurance Agencies in 65618

Housing Demographics for 65618

Population Review for 65618 Zip Code

For the city of Brixey, the population within 65618 has increased to over 136 residents in population size. The current population total is 107. We have broken down the population based on race below. In 65618, there are over 46 in male population and 61 females.

PopulationValues
Total Population107
White Population89
Black Population0
Hispanic Population6
Asian Population0
Hawaiian Population0
Indian Population1
Other Population0
Male Population46
Female Population61
Population Estimate136

Household Data for 65618

The average number of homes in 65618 is around 43, there are an average of 2.49 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode43
Persons Per Household2.49
Average House Value$165,000
Income Per Household$0
Median Age58.1
Median Age Male57.0
Median Age Female58.1
65618 DetailsValues
StateMO
State Full NameMissouri
City TypeN
City Alias Abbreviation
Area Code417
CityBrixey
City Alias NameBRIXEY
CountyOzark
County FIPS153
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea19901.17
Delivery Residential55
Delivery Business3
Delivery Total58
Preferred Last Line Key014922
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key014922
Land Area23.318000
Water Area0.110000
City Alias Code
City Mixed CaseBrixey
City Alias Mixed CaseBrixey
Box Count0
SFDU55
MFDU0
State ANSI29
County ANSI153
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number282952
Unique ZIP Name
SSA State County Code26751
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseOzark

Missouri Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]