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Home Insurance Quotes in 65625

Are you shopping for a cheaper homeowners insurance rate in 65625? Our rates are very competitive for homeowners living in Cassville, MO. Many homeowners located in the 65625 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 65625. To get free 65625 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 65625 zip code should appear in the zip code field ready to go. Shopping Cassville, MO Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 65625 to review the best rate coverages.

Your 65625 Home Insurance Costs Is Rated: High!

For the great city of Cassville, the average home insurance premium paid annually is around $948 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Missouri specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Cassville and need insurance on your home in the 65625 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 65625 Homeowners Insurance Rates Now!

65625 Home Insurance Average Premiums

Local 65625 homeowners insurance quotes comparison

$698 /yr.

Shows Zip Code: 65625 lowest rates with discounts applied on average.

For the 65625, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$698 /yr.
Average Coverage:$948 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1248 /yr.

What is the average home insurance cost for a home in 65625?

  • • The average homeowners insurance premium paid annually for a home in 65625 is around $948 per year.

What does it cost on average per month for home insurance in 65625?

  • • Homeowners in 65625 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 65625?

  • • Autoowners in 65625 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cassville area, check out other zip codes nearby 65625.
Review average rates in another zip code:
65625 homeowners insurance rates

Home Replacement Cost Coverage in 65625

Average Building Cost Per Square Foot in 65625: $122

Location: Cassville, Missouri (Barry County)

Average Square Footage in 65625: 1,053 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65625 before you start any project. Cassville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65625 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65625 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,053 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cassville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,053$128,500
Additional Upgrades & Added Features$1531,053$160,625
Major Home Updates or Advancements$1831,053$192,750

It's important to understand that when you estimate your replacement cost of your home in the 65625 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65625

Best Home & Auto Insurance Agencies in 65625

American Family Insurance

Address: 58 Main St Cassville, MO 65625
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Bishop Jr- Robert E

Address: 901 Main St Cassville, MO 65625
Phone:
Website:
Info:

Housing Demographics for 65625

Population Review for 65625 Zip Code

For the city of Cassville, the population within 65625 has increased to over 8,716 residents in population size. The current population total is 8,298. We have broken down the population based on race below. In 65625, there are over 4233 in male population and 4065 females.

PopulationValues
Total Population8,298
White Population7254
Black Population30
Hispanic Population441
Asian Population84
Hawaiian Population14
Indian Population79
Other Population172
Male Population4233
Female Population4065
Population Estimate8716

Household Data for 65625

The average number of homes in 65625 is around 3,168, there are an average of 2.56 per household. The average house value according to local real estate values is around $128,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,168
Persons Per Household2.56
Average House Value$128,500
Income Per Household$48363
Median Age41.4
Median Age Male39.7
Median Age Female43.1
65625 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code417
CityCassville
City Alias NameCASSVILLE
CountyBarry
County FIPS009
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses204
Number Of Employees2312
Business First Quarter Payroll20516
Business Annual Payroll89890
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07
Congressional LandArea6272.84
Delivery Residential3405
Delivery Business214
Delivery Total4103
Preferred Last Line KeyW16112
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW16112
Land Area157.081000
Water Area0.703000
City Alias Code
City Mixed CaseCassville
City Alias Mixed CaseCassville
Box Count333
SFDU3330
MFDU40
State ANSI29
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number281338
Unique ZIP Name
SSA State County Code26040
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseBarry

Missouri Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]