Get multiple home insurance quotes in 65661. Our licensed 65661, MO agents are ready to serve you.

Homeowners Insurance in 65661

In Greenfield, MO, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 65661 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 65661 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 65661 should appear in the zip code field ready to go.

65661 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in Missouri, you are going to see rates around the average home insurance premium per year of $969. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Greenfield home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 65661 Home Insurance Rates Now!

Best 3 Options to Compare in 65661

If you want homeowners insurance quotes within the city of Greenfield or in the 65661 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Greenfield, MO.

65661 Home Insurance Average Premiums

Local 65661 homeowners insurance quotes comparison

$719 /yr.

Shows Zip Code: 65661 lowest rates with discounts applied on average.

For the 65661, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$719 /yr.
Average Coverage:$969 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1269 /yr.

What is the average home insurance cost for a home in 65661?

  • • The average homeowners insurance premium paid annually for a home in 65661 is around $969 per year.

What does it cost on average per month for home insurance in 65661?

  • • Homeowners in 65661 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 65661?

  • • Autoowners in 65661 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Greenfield area, check out other zip codes nearby 65661.
Review average rates in another zip code:
65661 homeowners insurance rates

Home Replacement Cost Coverage in 65661

Average Building Cost Per Square Foot in 65661: $122

Location: Greenfield, Missouri (Dade County)

Average Square Footage in 65661: 760 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65661 before you start any project. Greenfield homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65661 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65661 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 760 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greenfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122760$92,700
Additional Upgrades & Added Features$153760$115,875
Major Home Updates or Advancements$183760$139,050

It's important to understand that when you estimate your replacement cost of your home in the 65661 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65661

Best Home & Auto Insurance Agencies in 65661

State Farm Insurance

Address: 400 Grand Ave Greenfield, MO 65661
Phone:
Website:
Info:

Housing Demographics for 65661

Population Review for 65661 Zip Code

For the city of Greenfield, the population within 65661 has increased to over 2,525 residents in population size. The current population total is 2,422. We have broken down the population based on race below. In 65661, there are over 1195 in male population and 1227 females.

PopulationValues
Total Population2,422
White Population2239
Black Population13
Hispanic Population54
Asian Population9
Hawaiian Population0
Indian Population13
Other Population21
Male Population1195
Female Population1227
Population Estimate2525

Household Data for 65661

The average number of homes in 65661 is around 1,078, there are an average of 2.19 per household. The average house value according to local real estate values is around $92,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,078
Persons Per Household2.19
Average House Value$92,700
Income Per Household$36729
Median Age50.7
Median Age Male48.1
Median Age Female53.0
65661 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code417
CityGreenfield
City Alias NameGREENFIELD
CountyDade
County FIPS057
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses52
Number Of Employees382
Business First Quarter Payroll3643
Business Annual Payroll16663
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea14401.38
Delivery Residential1153
Delivery Business80
Delivery Total1317
Preferred Last Line KeyW16655
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW16655
Land Area86.191000
Water Area6.714000
City Alias Code
City Mixed CaseGreenfield
City Alias Mixed CaseGreenfield
Box Count51
SFDU1121
MFDU0
State ANSI29
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number283318
Unique ZIP Name
SSA State County Code26280
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseDade

Missouri Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]