Compare quotes for your home in 65689! Compare the best 12 carriers in minutes.
65689 Homeowners Insurance Quotes & Coverage Options
If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 65689 zip code find a great new policy that offers the coverage they need at a price they can afford.
GetHomeInsuranceQuotes.com makes shopping for a new policy in Cabool, MO quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 65689.
Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.
If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 65689 and start shopping.
Quickly and Easily Compare Average Rates for 65689
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Cabool, MO home insurance quotes in your local city and review the most competitive coverages and premiums.
Average Policy Rates in 65689
Homeowners in Cabool are paying roughly $998 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.
Save on 65689 Home Insurance Quotes right now!
65689 Home Insurance Average Premiums
$748 /yr.
Shows Zip Code: 65689 lowest rates with discounts applied on average.
For the 65689, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $748 /yr. |
| Average Coverage: | $998 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1298 /yr. |
What is the average home insurance cost for a home in 65689?
- • The average homeowners insurance premium paid annually for a home in 65689 is around $998 per year.
What does it cost on average per month for home insurance in 65689?
- • Homeowners in 65689 pay a monthly average cost per month around $83.00.
What kind of discount could I get if I combine my home and auto insurance together in 65689?
- • Autoowners in 65689 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Cabool area, check out other zip codes nearby 65689.
Review average rates in another zip code:
65689 homeowners insurance rates
Home Replacement Cost Coverage in 65689
Average Building Cost Per Square Foot in 65689: $122
Location: Cabool, Missouri (Texas County)Average Square Footage in 65689: 951 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 65689 before you start any project. Cabool homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65689 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 65689 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 951 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cabool area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $122 | 951 | $116,000 |
| Additional Upgrades & Added Features | $153 | 951 | $145,000 |
| Major Home Updates or Advancements | $183 | 951 | $174,000 |
It's important to understand that when you estimate your replacement cost of your home in the 65689 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 65689
Best Home & Auto Insurance Agencies in 65689
Shelter Insurance
Address: 610 Ozark St Cabool, MO 65689Phone:
Website:
Info:
American Family Insurance- Kathy Wells
Address: 348 Ozark St Cabool, MO 65689Phone:
Website: http://www.apps.amfam.com/agentlocator/?sourceid=yp3
Info:
Cabool Insurance Agency Inc
Address: 620 Ozark St Cabool, MO 65689Phone:
Website:
Info:
Shelter Insurance - CR Riddle
Address: 535 Main St Cabool, MO 65689Phone:
Website: http://www.shelterinsurance.com/CA/agent/CRRIDDLE
Info:
Housing Demographics for 65689
Population Review for 65689 Zip Code
For the city of Cabool, the population within 65689 has increased to over 4,319 residents in population size. The current population total is 4,185. We have broken down the population based on race below. In 65689, there are over 2020 in male population and 2165 females.
| Population | Values |
|---|---|
| Total Population | 4,185 |
| White Population | 3892 |
| Black Population | 9 |
| Hispanic Population | 97 |
| Asian Population | 13 |
| Hawaiian Population | 0 |
| Indian Population | 24 |
| Other Population | 29 |
| Male Population | 2020 |
| Female Population | 2165 |
| Population Estimate | 4319 |
Household Data for 65689
The average number of homes in 65689 is around 1,764, there are an average of 2.31 per household. The average house value according to local real estate values is around $116,000. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 1,764 |
| Persons Per Household | 2.31 |
| Average House Value | $116,000 |
| Income Per Household | $38492 |
| Median Age | 48.3 |
| Median Age Male | 46.5 |
| Median Age Female | 49.6 |
| 65689 Details | Values |
|---|---|
| State | MO |
| State Full Name | Missouri |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 417 |
| City | Cabool |
| City Alias Name | CABOOL |
| County | Texas |
| County FIPS | 215 |
| State FIPS | 29 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | |
| PMSA | |
| CSA | |
| CBSA | |
| CBSA_DIV | |
| CBSA_Type | |
| CBSA_Name | |
| MSA_Name | |
| PMSA_Name | |
| Region | Midwest |
| Division | West North Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 105 |
| Number Of Employees | 1187 |
| Business First Quarter Payroll | 10334 |
| Business Annual Payroll | 49515 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 0 |
| CBSA Division Population | 0 |
| Congressional District | 08 |
| Congressional LandArea | 19901.17 |
| Delivery Residential | 1870 |
| Delivery Business | 63 |
| Delivery Total | 2430 |
| Preferred Last Line Key | W16048 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | |
| CBSA_DIV_Name | |
| City State Key | W16048 |
| Land Area | 177.293000 |
| Water Area | 0.347000 |
| City Alias Code | |
| City Mixed Case | Cabool |
| City Alias Mixed Case | Cabool |
| Box Count | 410 |
| SFDU | 1649 |
| MFDU | 101 |
| State ANSI | 29 |
| County ANSI | 215 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | N |
| Carrier Route Rate Sortation | C |
| Finance Number | 281182 |
| Unique ZIP Name | |
| SSA State County Code | 26989 |
| Medicare CBSA Code | 99926 |
| Medicare CBSA Name | Rural Areas in MO |
| Medicare CBSA Type | Micro |
| Market Rating Area ID | 9 |
| County Mixed Case | Texas |
Missouri Homeowners Insurance News & Information
-
2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025
Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance. We thought it might be a good idea to look at some spring cleaning and maintenance […]
-
Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025
According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone. Data from the Intercontinental Exchange (ICE) showed […]
-
Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025
According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid. Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]