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Quickly Revew Homeowners Insurance in 65704

If you own a home in Mansfield, MO you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 65704 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Missouri licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 65704 and start comparing rates now.

65704 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 65704 is $986 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 65704 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Mansfield, MO home insurance quotes in your local city and review the most competitive coverages and premiums.

65704 Home Insurance Average Premiums

Local 65704 homeowners insurance quotes comparison

$736 /yr.

Shows Zip Code: 65704 lowest rates with discounts applied on average.

For the 65704, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$736 /yr.
Average Coverage:$986 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1286 /yr.

What is the average home insurance cost for a home in 65704?

  • • The average homeowners insurance premium paid annually for a home in 65704 is around $986 per year.

What does it cost on average per month for home insurance in 65704?

  • • Homeowners in 65704 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 65704?

  • • Autoowners in 65704 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mansfield area, check out other zip codes nearby 65704.
Review average rates in another zip code:
65704 homeowners insurance rates

Home Replacement Cost Coverage in 65704

Average Building Cost Per Square Foot in 65704: $122

Location: Mansfield, Missouri (Wright County)

Average Square Footage in 65704: 1,011 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65704 before you start any project. Mansfield homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65704 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65704 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,011 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mansfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,011$123,400
Additional Upgrades & Added Features$1531,011$154,250
Major Home Updates or Advancements$1831,011$185,100

It's important to understand that when you estimate your replacement cost of your home in the 65704 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65704

Best Home & Auto Insurance Agencies in 65704

Stuart, Hazel - Shelter Insurance

Address: 834 West Commercial Street Mansfield, MO 65704
Phone:
Website: http://www.shelterinsurance.com/CA/agent/HAZELSTUART
Info:

American Family Insurance

Address: 112 Commercial St Mansfield, MO 65704
Phone:
Website:
Info:

State Farm Insurance CO Agent

Address: West Side Of Square Mansfield, MO 65704
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 65704

Population Review for 65704 Zip Code

For the city of Mansfield, the population within 65704 has increased to over 3,662 residents in population size. The current population total is 3,883. We have broken down the population based on race below. In 65704, there are over 1876 in male population and 2007 females.

PopulationValues
Total Population3,883
White Population3579
Black Population24
Hispanic Population49
Asian Population7
Hawaiian Population0
Indian Population12
Other Population21
Male Population1876
Female Population2007
Population Estimate3662

Household Data for 65704

The average number of homes in 65704 is around 1,574, there are an average of 2.44 per household. The average house value according to local real estate values is around $123,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,574
Persons Per Household2.44
Average House Value$123,400
Income Per Household$37465
Median Age40.6
Median Age Male40.3
Median Age Female41.0
65704 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code417
CityMansfield
City Alias NameMANSFIELD
CountyWright
County FIPS229
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses71
Number Of Employees1104
Business First Quarter Payroll9697
Business Annual Payroll41808
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea19901.17
Delivery Residential1501
Delivery Business39
Delivery Total1904
Preferred Last Line KeyW17148
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW17148
Land Area125.063000
Water Area0.044000
City Alias Code
City Mixed CaseMansfield
City Alias Mixed CaseMansfield
Box Count280
SFDU1415
MFDU0
State ANSI29
County ANSI229
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number285034
Unique ZIP Name
SSA State County Code26996
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseWright

Missouri Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]