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Are you paying too much for homeowners insurance in 65706? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Marshfield, MO that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our Missouri licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 65706?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 65706 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 65706 and get ready to save.

3 Easy Ways To Save Money In 65706

These three links will help you explore home insurance quotes in 65706 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 65706 Home Insurance Costs Rated: high!

The average price for a homeowners insurance policy in Marshfield is roughly $959. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

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65706 Home Insurance Average Premiums

Local 65706 homeowners insurance quotes comparison

$709 /yr.

Shows Zip Code: 65706 lowest rates with discounts applied on average.

For the 65706, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$709 /yr.
Average Coverage:$959 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1259 /yr.

What is the average home insurance cost for a home in 65706?

  • • The average homeowners insurance premium paid annually for a home in 65706 is around $959 per year.

What does it cost on average per month for home insurance in 65706?

  • • Homeowners in 65706 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 65706?

  • • Autoowners in 65706 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Marshfield area, check out other zip codes nearby 65706.
Review average rates in another zip code:
65706 homeowners insurance rates

Home Replacement Cost Coverage in 65706

Average Building Cost Per Square Foot in 65706: $122

Location: Marshfield, Missouri (Webster County)

Average Square Footage in 65706: 1,421 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65706 before you start any project. Marshfield homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65706 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65706 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,421 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Marshfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,421$173,400
Additional Upgrades & Added Features$1531,421$216,750
Major Home Updates or Advancements$1831,421$260,100

It's important to understand that when you estimate your replacement cost of your home in the 65706 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65706

Best Home & Auto Insurance Agencies in 65706

Shelter Insurance Steve Joplin Agency

Address: 107 N Clay St Marshfield, MO 65706
Phone:
Website:
Info:

Revell Agency American Family Insurance

Address: Po Box 618 Marshfield, MO 65706
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

American Family Insurance

Address: 8945 MO-KK Marshfield, MO 65706
Phone:
Website:
Info:

Keesling- William B - State Farm Insurance Agent

Address: 208 S Clay St Marshfield, MO 65706
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Ahrens Insurance Agency

Address: 109 E Jefferson St Marshfield, MO 65706
Phone:
Website:
Info:

Housing Demographics for 65706

Population Review for 65706 Zip Code

For the city of Marshfield, the population within 65706 has increased to over 16,494 residents in population size. The current population total is 15,784. We have broken down the population based on race below. In 65706, there are over 7787 in male population and 7997 females.

PopulationValues
Total Population15,784
White Population14584
Black Population60
Hispanic Population305
Asian Population64
Hawaiian Population6
Indian Population123
Other Population99
Male Population7787
Female Population7997
Population Estimate16494

Household Data for 65706

The average number of homes in 65706 is around 6,077, there are an average of 2.57 per household. The average house value according to local real estate values is around $173,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,077
Persons Per Household2.57
Average House Value$173,400
Income Per Household$62856
Median Age39.6
Median Age Male38.6
Median Age Female40.6
65706 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code417
CityMarshfield
City Alias NameMARSHFIELD
CountyWebster
County FIPS225
State FIPS29
Time Zone6
Day Light SavingY
MSA7920
PMSA
CSA
CBSA44180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSpringfield, MO
MSA_NameSpringfield, MO MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses340
Number Of Employees3483
Business First Quarter Payroll30229
Business Annual Payroll136662
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population436712
CBSA Division Population0
Congressional District04|07|08
Congressional LandArea14401.38|6272.84|19901.17
Delivery Residential6418
Delivery Business347
Delivery Total7281
Preferred Last Line KeyW17169
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW17169
Land Area180.030000
Water Area0.425000
City Alias Code
City Mixed CaseMarshfield
City Alias Mixed CaseMarshfield
Box Count249
SFDU6084
MFDU75
State ANSI29
County ANSI225
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number285094
Unique ZIP Name
SSA State County Code26994
Medicare CBSA Code44180
Medicare CBSA NameSpringfield, MO
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseWebster

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