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65711 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 65711 zip code it's important to know that our rates are very competitive for homeowners living in Mountain Grove, MO. Many homeowners based out of your 65711 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 65711 should appear in the zip code field ready to go. For Mountain Grove, MO Homeowners Insurance Quotes nearby, we offer the best rates and service.

65711: Average Home Insurance Rates

For homeowners living in the great city of Mountain Grove, the average homeowners policy is considered high in comparison to other states. Missouri premiums are estimated to be around $967 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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65711 Home Insurance Average Premiums

Local 65711 homeowners insurance quotes comparison

$717 /yr.

Shows Zip Code: 65711 lowest rates with discounts applied on average.

For the 65711, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$717 /yr.
Average Coverage:$967 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1267 /yr.

What is the average home insurance cost for a home in 65711?

  • • The average homeowners insurance premium paid annually for a home in 65711 is around $967 per year.

What does it cost on average per month for home insurance in 65711?

  • • Homeowners in 65711 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 65711?

  • • Autoowners in 65711 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mountain Grove area, check out other zip codes nearby 65711.
Review average rates in another zip code:
65711 homeowners insurance rates

Home Replacement Cost Coverage in 65711

Average Building Cost Per Square Foot in 65711: $122

Location: Mountain Grove, Missouri (Wright County)

Average Square Footage in 65711: 758 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65711 before you start any project. Mountain Grove homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65711 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65711 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 758 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mountain Grove area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122758$92,500
Additional Upgrades & Added Features$153758$115,625
Major Home Updates or Advancements$183758$138,750

It's important to understand that when you estimate your replacement cost of your home in the 65711 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65711

Schudy Insurance Agency

Address: 205 West 3rd Street Mountain Grove, MO 65711
Phone: (417)926-6311
Website: www.schudyinsurance.com

Best Home & Auto Insurance Agencies in 65711

Schudy Insurance Agency

Address: 205 W 3rd St Mountain Grove, MO 65711
Phone:
Website: http://www.schudyinsurance.com
Info:

Farran, Deric - Shelter Insurance

Address: 100 E 17th St Mountain Grove, MO 65711
Phone:
Website: http://www.shelterinsurance.com/CA/agent/DERICFARRAN
Info:

Caddell- Bron G

Address: 709 N Main St Mountain Grove, MO 65711
Phone:
Website:
Info:

American Family Insurance- Kim Norris

Address: 607 N Main St Mountain Grove, MO 65711
Phone:
Website: http://www.amfam.com/
Info:

Stillwell Insurance & Real Estate

Address: 115 S Main St Mountain Grove, MO 65711
Phone:
Website:
Info:

Housing Demographics for 65711

Population Review for 65711 Zip Code

For the city of Mountain Grove, the population within 65711 has increased to over 9,972 residents in population size. The current population total is 9,278. We have broken down the population based on race below. In 65711, there are over 4565 in male population and 4713 females.

PopulationValues
Total Population9,278
White Population8634
Black Population39
Hispanic Population203
Asian Population21
Hawaiian Population4
Indian Population51
Other Population73
Male Population4565
Female Population4713
Population Estimate9972

Household Data for 65711

The average number of homes in 65711 is around 3,797, there are an average of 2.42 per household. The average house value according to local real estate values is around $92,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,797
Persons Per Household2.42
Average House Value$92,500
Income Per Household$39945
Median Age43.6
Median Age Male41.9
Median Age Female45.3
65711 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias AbbreviationMOUNTAIN GRV
Area Code417
CityMountain Grove
City Alias NameMOUNTAIN GROVE
CountyWright
County FIPS229
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses265
Number Of Employees2289
Business First Quarter Payroll16466
Business Annual Payroll71897
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District08
Congressional LandArea19901.17
Delivery Residential4121
Delivery Business303
Delivery Total4824
Preferred Last Line KeyW17330
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW17330
Land Area293.443000
Water Area0.493000
City Alias Code
City Mixed CaseMountain Grove
City Alias Mixed CaseMountain Grove
Box Count299
SFDU3982
MFDU76
State ANSI29
County ANSI229
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number285580
Unique ZIP Name
SSA State County Code26996
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseWright

Missouri Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]