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Home Insurance Rates in 65714

For homeowners shopping online in 65714, our insurance rates are very competitive for homeowners living in Nixa, MO. Many homeowners based out of the great city of Nixa have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 65714, simply click the "Get Multiple Quotes Now" button. Your 65714 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Nixa, MO Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

65714 Home Insurance Rating is: High!

If you live in 65714, you can easily save up to 40% off the average home insurance premium of $1036 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Nixa can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 65714 today!

Get Multiple Home Insurance Rates in 65714!

65714 Home Insurance Average Premiums

Local 65714 homeowners insurance quotes comparison

$786 /yr.

Shows Zip Code: 65714 lowest rates with discounts applied on average.

For the 65714, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$786 /yr.
Average Coverage:$1036 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1336 /yr.

What is the average home insurance cost for a home in 65714?

  • • The average homeowners insurance premium paid annually for a home in 65714 is around $1036 per year.

What does it cost on average per month for home insurance in 65714?

  • • Homeowners in 65714 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 65714?

  • • Autoowners in 65714 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Nixa area, check out other zip codes nearby 65714.
Review average rates in another zip code:
65714 homeowners insurance rates

Home Replacement Cost Coverage in 65714

Average Building Cost Per Square Foot in 65714: $122

Location: Nixa, Missouri (Christian County)

Average Square Footage in 65714: 1,727 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65714 before you start any project. Nixa homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65714 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65714 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,727 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Nixa area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,727$210,700
Additional Upgrades & Added Features$1531,727$263,375
Major Home Updates or Advancements$1831,727$316,050

It's important to understand that when you estimate your replacement cost of your home in the 65714 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65714

Best Home & Auto Insurance Agencies in 65714

Jason Langston Insurance Agency

Address: 1849 N Commerce Dr Nixa, MO 65714
Phone:
Website: http://www.langstoninsurance.com
Info:

Dupree David - State Farm Insurance Agent

Address: 1204 N Bryan Dr Nixa, MO 65714
Phone:
Website: http://www.daviddupree.com
Info:

Beasley- Victor C - State Farm Insurance Agent

Address: 504 E Mt Vernon St Nixa, MO 65714
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

American Family Insurance

Address: 168 W Aldersgate Dr Nixa, MO 65714
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Housing Demographics for 65714

Population Review for 65714 Zip Code

For the city of Nixa, the population within 65714 has increased to over 38,393 residents in population size. The current population total is 35,109. We have broken down the population based on race below. In 65714, there are over 17019 in male population and 18090 females.

PopulationValues
Total Population35,109
White Population31212
Black Population323
Hispanic Population1298
Asian Population387
Hawaiian Population39
Indian Population208
Other Population450
Male Population17019
Female Population18090
Population Estimate38393

Household Data for 65714

The average number of homes in 65714 is around 13,375, there are an average of 2.61 per household. The average house value according to local real estate values is around $210,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,375
Persons Per Household2.61
Average House Value$210,700
Income Per Household$70324
Median Age38.7
Median Age Male37.7
Median Age Female39.6
65714 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code417
CityNixa
City Alias NameNIXA
CountyChristian
County FIPS043
State FIPS29
Time Zone6
Day Light SavingY
MSA7920
PMSA
CSA
CBSA44180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSpringfield, MO
MSA_NameSpringfield, MO MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses897
Number Of Employees6696
Business First Quarter Payroll55367
Business Annual Payroll252566
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population436712
CBSA Division Population0
Congressional District07
Congressional LandArea6272.84
Delivery Residential14710
Delivery Business744
Delivery Total16199
Preferred Last Line KeyW17388
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW17388
Land Area51.122000
Water Area0.271000
City Alias Code
City Mixed CaseNixa
City Alias Mixed CaseNixa
Box Count495
SFDU12348
MFDU371
State ANSI29
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number285844
Unique ZIP Name
SSA State County Code26210
Medicare CBSA Code44180
Medicare CBSA NameSpringfield, MO
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseChristian

Missouri Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]