Get multiple home insurance quotes in 65740. Our licensed 65740, MO agents are ready to serve you.

Quickly Revew Homeowners Insurance in 65740

If you own a home in Rockaway Beach, MO you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 65740 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Missouri licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 65740 and start comparing rates now.

65740 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 65740 is $991 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 65740 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Rockaway Beach, MO home insurance quotes in your local city and review the most competitive coverages and premiums.

65740 Home Insurance Average Premiums

Local 65740 homeowners insurance quotes comparison

$741 /yr.

Shows Zip Code: 65740 lowest rates with discounts applied on average.

For the 65740, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$741 /yr.
Average Coverage:$991 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1291 /yr.

What is the average home insurance cost for a home in 65740?

  • • The average homeowners insurance premium paid annually for a home in 65740 is around $991 per year.

What does it cost on average per month for home insurance in 65740?

  • • Homeowners in 65740 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 65740?

  • • Autoowners in 65740 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rockaway Beach area, check out other zip codes nearby 65740.
Review average rates in another zip code:
65740 homeowners insurance rates

Home Replacement Cost Coverage in 65740

Average Building Cost Per Square Foot in 65740: $122

Location: Rockaway Beach, Missouri (Taney County)

Average Square Footage in 65740: 777 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65740 before you start any project. Rockaway Beach homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65740 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65740 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 777 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rockaway Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122777$94,800
Additional Upgrades & Added Features$153777$118,500
Major Home Updates or Advancements$183777$142,200

It's important to understand that when you estimate your replacement cost of your home in the 65740 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65740

Best Home & Auto Insurance Agencies in 65740

Housing Demographics for 65740

Population Review for 65740 Zip Code

For the city of Rockaway Beach, the population within 65740 has increased to over 3,572 residents in population size. The current population total is 3,543. We have broken down the population based on race below. In 65740, there are over 1797 in male population and 1746 females.

PopulationValues
Total Population3,543
White Population3084
Black Population16
Hispanic Population235
Asian Population17
Hawaiian Population2
Indian Population40
Other Population116
Male Population1797
Female Population1746
Population Estimate3572

Household Data for 65740

The average number of homes in 65740 is around 1,397, there are an average of 2.53 per household. The average house value according to local real estate values is around $94,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,397
Persons Per Household2.53
Average House Value$94,800
Income Per Household$48526
Median Age39.4
Median Age Male39.0
Median Age Female39.9
65740 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias AbbreviationROCKAWAY BCH
Area Code417
CityRockaway Beach
City Alias NameROCKAWAY BEACH
CountyTaney
County FIPS213
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA14700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBranson, MO
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees80
Business First Quarter Payroll336
Business Annual Payroll1641
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population83877
CBSA Division Population0
Congressional District07
Congressional LandArea6272.84
Delivery Residential1412
Delivery Business8
Delivery Total1595
Preferred Last Line KeyW17703
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW17703
Land Area4.070000
Water Area0.342000
City Alias Code
City Mixed CaseRockaway Beach
City Alias Mixed CaseRockaway Beach
Box Count158
SFDU1376
MFDU0
State ANSI29
County ANSI213
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number286894
Unique ZIP Name
SSA State County Code26988
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseTaney

Missouri Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]