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65764 Homeowners Insurance Quotes & Rates

Tunas residents living within the 480 homes available in the zip code of 65764 are shopping online to compare cheaper and more affordable Tunas, MO home insurance rates. In the great city of Tunas, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Missouri is around $994 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 65764 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 65764 home insurance rates today! Please give us a call now at 1-913-276-4017. For Tunas, MO Homeowners Insurance Quotes, Click to easily get started!

65764 Home Insurance Average Premiums

Local 65764 homeowners insurance quotes comparison

$744 /yr.

Shows Zip Code: 65764 lowest rates with discounts applied on average.

For the 65764, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$744 /yr.
Average Coverage:$994 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1294 /yr.

What is the average home insurance cost for a home in 65764?

  • • The average homeowners insurance premium paid annually for a home in 65764 is around $994 per year.

What does it cost on average per month for home insurance in 65764?

  • • Homeowners in 65764 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 65764?

  • • Autoowners in 65764 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tunas area, check out other zip codes nearby 65764.
Review average rates in another zip code:
65764 homeowners insurance rates

Home Replacement Cost Coverage in 65764

Average Building Cost Per Square Foot in 65764: $122

Location: Tunas, Missouri (Dallas County)

Average Square Footage in 65764: 736 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65764 before you start any project. Tunas homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65764 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65764 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 736 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tunas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122736$89,800
Additional Upgrades & Added Features$153736$112,250
Major Home Updates or Advancements$183736$134,700

It's important to understand that when you estimate your replacement cost of your home in the 65764 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65764

Best Home & Auto Insurance Agencies in 65764

Housing Demographics for 65764

Population Review for 65764 Zip Code

For the city of Tunas, the population within 65764 has increased to over 1,545 residents in population size. The current population total is 1,393. We have broken down the population based on race below. In 65764, there are over 724 in male population and 669 females.

PopulationValues
Total Population1,393
White Population1321
Black Population3
Hispanic Population21
Asian Population0
Hawaiian Population3
Indian Population4
Other Population7
Male Population724
Female Population669
Population Estimate1545

Household Data for 65764

The average number of homes in 65764 is around 480, there are an average of 2.90 per household. The average house value according to local real estate values is around $89,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode480
Persons Per Household2.90
Average House Value$89,800
Income Per Household$26797
Median Age40.1
Median Age Male36.8
Median Age Female42.4
65764 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code417
CityTunas
City Alias NameTUNAS
CountyDallas
County FIPS059
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA44180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSpringfield, MO
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees4
Business First Quarter Payroll33
Business Annual Payroll145
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population436712
CBSA Division Population0
Congressional District04
Congressional LandArea14401.38
Delivery Residential533
Delivery Business14
Delivery Total567
Preferred Last Line KeyW18470
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW18470
Land Area94.978000
Water Area0.422000
City Alias Code
City Mixed CaseTunas
City Alias Mixed CaseTunas
Box Count19
SFDU533
MFDU0
State ANSI29
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number287968
Unique ZIP Name
SSA State County Code26290
Medicare CBSA Code44180
Medicare CBSA NameSpringfield, MO
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseDallas

Missouri Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]