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65772, MO Homeowners Insurance Rates

With a population size of 2,028 and with 805 occupied homes in the 65772 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Washburn, MO are around $956 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Washburn, Missouri. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-913-276-4017 so we can help you review rates today!

It's important to know that if your Missouri home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Washburn, MO.

For Missouri home insurance information, including average Washburn home insurance rates, coverage options or the different homeowners insurance types, please select Washburn, MO Home Insurance Quotes Now!

65772 Home Insurance Average Premiums

Local 65772 homeowners insurance quotes comparison

$706 /yr.

Shows Zip Code: 65772 lowest rates with discounts applied on average.

For the 65772, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$706 /yr.
Average Coverage:$956 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1256 /yr.

What is the average home insurance cost for a home in 65772?

  • • The average homeowners insurance premium paid annually for a home in 65772 is around $956 per year.

What does it cost on average per month for home insurance in 65772?

  • • Homeowners in 65772 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 65772?

  • • Autoowners in 65772 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Washburn area, check out other zip codes nearby 65772.
Review average rates in another zip code:
65772 homeowners insurance rates

Home Replacement Cost Coverage in 65772

Average Building Cost Per Square Foot in 65772: $122

Location: Washburn, Missouri (Barry County)

Average Square Footage in 65772: 1,159 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65772 before you start any project. Washburn homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65772 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65772 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,159 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Washburn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,159$141,400
Additional Upgrades & Added Features$1531,159$176,750
Major Home Updates or Advancements$1831,159$212,100

It's important to understand that when you estimate your replacement cost of your home in the 65772 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65772

Best Home & Auto Insurance Agencies in 65772

Housing Demographics for 65772

Population Review for 65772 Zip Code

For the city of Washburn, the population within 65772 has increased to over 2,285 residents in population size. The current population total is 2,028. We have broken down the population based on race below. In 65772, there are over 1002 in male population and 1026 females.

PopulationValues
Total Population2,028
White Population1767
Black Population8
Hispanic Population51
Asian Population29
Hawaiian Population1
Indian Population32
Other Population20
Male Population1002
Female Population1026
Population Estimate2285

Household Data for 65772

The average number of homes in 65772 is around 805, there are an average of 2.52 per household. The average house value according to local real estate values is around $141,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode805
Persons Per Household2.52
Average House Value$141,400
Income Per Household$43319
Median Age41.2
Median Age Male43.3
Median Age Female39.3
65772 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code417
CityWashburn
City Alias NameWASHBURN
CountyBarry
County FIPS009
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses20
Number Of Employees58
Business First Quarter Payroll255
Business Annual Payroll1409
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07
Congressional LandArea6272.84
Delivery Residential907
Delivery Business23
Delivery Total1017
Preferred Last Line KeyW18580
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW18580
Land Area77.736000
Water Area0.040000
City Alias Code
City Mixed CaseWashburn
City Alias Mixed CaseWashburn
Box Count61
SFDU907
MFDU0
State ANSI29
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number288274
Unique ZIP Name
SSA State County Code26040
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseBarry

Missouri Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]