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65788 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 65788 zip code it's important to know that our rates are very competitive for homeowners living in Peace Valley, MO. Many homeowners based out of your 65788 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 65788 should appear in the zip code field ready to go. For Peace Valley, MO Homeowners Insurance Quotes nearby, we offer the best rates and service.

65788: Average Home Insurance Rates

For homeowners living in the great city of Peace Valley, the average homeowners policy is considered high in comparison to other states. Missouri premiums are estimated to be around $993 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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65788 Home Insurance Average Premiums

Local 65788 homeowners insurance quotes comparison

$743 /yr.

Shows Zip Code: 65788 lowest rates with discounts applied on average.

For the 65788, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$743 /yr.
Average Coverage:$993 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1293 /yr.

What is the average home insurance cost for a home in 65788?

  • • The average homeowners insurance premium paid annually for a home in 65788 is around $993 per year.

What does it cost on average per month for home insurance in 65788?

  • • Homeowners in 65788 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 65788?

  • • Autoowners in 65788 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Peace Valley area, check out other zip codes nearby 65788.
Review average rates in another zip code:
65788 homeowners insurance rates

Home Replacement Cost Coverage in 65788

Average Building Cost Per Square Foot in 65788: $122

Location: Peace Valley, Missouri (Howell County)

Average Square Footage in 65788: 575 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65788 before you start any project. Peace Valley homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65788 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65788 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 575 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Peace Valley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122575$70,200
Additional Upgrades & Added Features$153575$87,750
Major Home Updates or Advancements$183575$105,300

It's important to understand that when you estimate your replacement cost of your home in the 65788 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65788

Best Home & Auto Insurance Agencies in 65788

Housing Demographics for 65788

Population Review for 65788 Zip Code

For the city of Peace Valley, the population within 65788 has increased to over 529 residents in population size. The current population total is 466. We have broken down the population based on race below. In 65788, there are over 230 in male population and 236 females.

PopulationValues
Total Population466
White Population440
Black Population0
Hispanic Population6
Asian Population2
Hawaiian Population0
Indian Population6
Other Population2
Male Population230
Female Population236
Population Estimate529

Household Data for 65788

The average number of homes in 65788 is around 171, there are an average of 2.73 per household. The average house value according to local real estate values is around $70,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode171
Persons Per Household2.73
Average House Value$70,200
Income Per Household$38281
Median Age42.3
Median Age Male35.3
Median Age Female49.3
65788 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code417
CityPeace Valley
City Alias NamePEACE VALLEY
CountyHowell
County FIPS091
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA48460
CBSA_DIV
CBSA_TypeMicro
CBSA_NameWest Plains, MO
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees27
Business First Quarter Payroll203
Business Annual Payroll1011
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population40400
CBSA Division Population0
Congressional District08
Congressional LandArea19901.17
Delivery Residential194
Delivery Business1
Delivery Total228
Preferred Last Line KeyW17512
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW17512
Land Area26.416000
Water Area0.013000
City Alias Code
City Mixed CasePeace Valley
City Alias Mixed CasePeace Valley
Box Count14
SFDU194
MFDU0
State ANSI29
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number286204
Unique ZIP Name
SSA State County Code26450
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseHowell

Missouri Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]