Get multiple home insurance quotes in 65790. Our licensed 65790, MO agents are ready to serve you.

65790 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 65790? Our rates are very competitive for homeowners living in Pottersville, MO. Many homeowners based out of your 65790 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 65790 should appear in the zip code field ready to go. For Pottersville, MO Home Insurance Rate Quotes click to review the best rates and service online!

65790 Average Premium is Rated: High!

Homeowners living in 65790 can easily save up to 40% off the average home insurance premium of $970 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Pottersville that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 65790 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 65790!

65790 Home Insurance Average Premiums

Local 65790 homeowners insurance quotes comparison

$720 /yr.

Shows Zip Code: 65790 lowest rates with discounts applied on average.

For the 65790, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$720 /yr.
Average Coverage:$970 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1270 /yr.

What is the average home insurance cost for a home in 65790?

  • • The average homeowners insurance premium paid annually for a home in 65790 is around $970 per year.

What does it cost on average per month for home insurance in 65790?

  • • Homeowners in 65790 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 65790?

  • • Autoowners in 65790 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pottersville area, check out other zip codes nearby 65790.
Review average rates in another zip code:
65790 homeowners insurance rates

Home Replacement Cost Coverage in 65790

Average Building Cost Per Square Foot in 65790: $122

Location: Pottersville, Missouri (Howell County)

Average Square Footage in 65790: 588 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65790 before you start any project. Pottersville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65790 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65790 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 588 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pottersville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122588$71,700
Additional Upgrades & Added Features$153588$89,625
Major Home Updates or Advancements$183588$107,550

It's important to understand that when you estimate your replacement cost of your home in the 65790 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65790

Best Home & Auto Insurance Agencies in 65790

Housing Demographics for 65790

Population Review for 65790 Zip Code

For the city of Pottersville, the population within 65790 has increased to over 783 residents in population size. The current population total is 763. We have broken down the population based on race below. In 65790, there are over 400 in male population and 363 females.

PopulationValues
Total Population763
White Population695
Black Population5
Hispanic Population20
Asian Population1
Hawaiian Population0
Indian Population7
Other Population6
Male Population400
Female Population363
Population Estimate783

Household Data for 65790

The average number of homes in 65790 is around 320, there are an average of 2.38 per household. The average house value according to local real estate values is around $71,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode320
Persons Per Household2.38
Average House Value$71,700
Income Per Household$51467
Median Age43.6
Median Age Male43.0
Median Age Female45.5
65790 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code417
CityPottersville
City Alias NamePOTTERSVILLE
CountyHowell
County FIPS091
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA48460
CBSA_DIV
CBSA_TypeMicro
CBSA_NameWest Plains, MO
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees11
Business First Quarter Payroll38
Business Annual Payroll137
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population40400
CBSA Division Population0
Congressional District08
Congressional LandArea19901.17
Delivery Residential329
Delivery Business14
Delivery Total358
Preferred Last Line KeyW17596
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW17596
Land Area57.317000
Water Area0.082000
City Alias Code
City Mixed CasePottersville
City Alias Mixed CasePottersville
Box Count11
SFDU329
MFDU0
State ANSI29
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number286498
Unique ZIP Name
SSA State County Code26450
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseHowell

Missouri Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]