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Check Out 68015 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Cedar Bluffs, NE.

We will gather some basic information about your home in Cedar Bluffs, NE and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Nebraska licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 68015 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 68015

We have pulled together a variety of data related to homeowners insurance in Nebraska. Simply click on one of the links below to learn about the average cost of homeowners insurance in Nebraska as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Cedar Bluffs, NE home insurance quotes in your local city and review the most competitive coverages and premiums.

68015 Homeowners Insurance Rates, Average Rating: very high!

Homeowners insurance policies in 68015 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Nebraska is roughly $1171. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 68015 homeowners insurance policy!

68015 Home Insurance Average Premiums

Local 68015 homeowners insurance quotes comparison

$921 /yr.

Shows Zip Code: 68015 lowest rates with discounts applied on average.

For the 68015, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$921 /yr.
Average Coverage:$1171 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1471 /yr.

What is the average home insurance cost for a home in 68015?

  • • The average homeowners insurance premium paid annually for a home in 68015 is around $1171 per year.

What does it cost on average per month for home insurance in 68015?

  • • Homeowners in 68015 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 68015?

  • • Autoowners in 68015 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cedar Bluffs area, check out other zip codes nearby 68015.
Review average rates in another zip code:
68015 homeowners insurance rates

Home Replacement Cost Coverage in 68015

Average Building Cost Per Square Foot in 68015: $140

Location: Cedar Bluffs, Nebraska (Saunders County)

Average Square Footage in 68015: 1,041 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68015 before you start any project. Cedar Bluffs homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68015 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68015 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,041 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cedar Bluffs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,041$145,700
Additional Upgrades & Added Features$1751,041$182,125
Major Home Updates or Advancements$2101,041$218,550

It's important to understand that when you estimate your replacement cost of your home in the 68015 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68015

Best Home & Auto Insurance Agencies in 68015

Housing Demographics for 68015

Population Review for 68015 Zip Code

For the city of Cedar Bluffs, the population within 68015 has increased to over 642 residents in population size. The current population total is 1,039. We have broken down the population based on race below. In 68015, there are over 504 in male population and 535 females.

PopulationValues
Total Population1,039
White Population983
Black Population3
Hispanic Population20
Asian Population1
Hawaiian Population0
Indian Population2
Other Population7
Male Population504
Female Population535
Population Estimate642

Household Data for 68015

The average number of homes in 68015 is around 414, there are an average of 2.51 per household. The average house value according to local real estate values is around $145,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode414
Persons Per Household2.51
Average House Value$145,700
Income Per Household$84091
Median Age41.5
Median Age Male44.0
Median Age Female39.3
68015 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402/531
CityCedar Bluffs
City Alias NameCEDAR BLUFFS
CountySaunders
County FIPS155
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA420
CBSA36540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOmaha, NE-IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses23
Number Of Employees94
Business First Quarter Payroll539
Business Annual Payroll2592
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population865350
CBSA Division Population0
Congressional District02
Congressional LandArea509.74
Delivery Residential256
Delivery Business3
Delivery Total492
Preferred Last Line KeyW19585
Classification Code
Multi-County
CSA NameOmaha-Fremont, NE-IA
CBSA_DIV_Name
City State KeyW19585
Land Area55.115000
Water Area0.550000
City Alias Code
City Mixed CaseCedar Bluffs
City Alias Mixed CaseCedar Bluffs
Box Count207
SFDU256
MFDU0
State ANSI31
County ANSI155
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number301665
Unique ZIP Name
SSA State County Code28770
Medicare CBSA Code36540
Medicare CBSA NameOmaha-Council Bluffs, NE-IA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseSaunders

Nebraska Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]