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Home Insurance Rates in 68022

For homeowners shopping online in 68022, our insurance rates are very competitive for homeowners living in Elkhorn, NE. Many homeowners based out of the great city of Elkhorn have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Nebraska licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 68022, simply click the "Get Multiple Quotes Now" button. Your 68022 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Elkhorn, NE Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

68022 Home Insurance Rating is: Very High!

If you live in 68022, you can easily save up to 40% off the average home insurance premium of $1226 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Elkhorn can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 68022 today!

Get Multiple Home Insurance Rates in 68022!

68022 Home Insurance Average Premiums

Local 68022 homeowners insurance quotes comparison

$976 /yr.

Shows Zip Code: 68022 lowest rates with discounts applied on average.

For the 68022, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$976 /yr.
Average Coverage:$1226 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1526 /yr.

What is the average home insurance cost for a home in 68022?

  • • The average homeowners insurance premium paid annually for a home in 68022 is around $1226 per year.

What does it cost on average per month for home insurance in 68022?

  • • Homeowners in 68022 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 68022?

  • • Autoowners in 68022 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Elkhorn area, check out other zip codes nearby 68022.
Review average rates in another zip code:
68022 homeowners insurance rates

Home Replacement Cost Coverage in 68022

Average Building Cost Per Square Foot in 68022: $140

Location: Elkhorn, Nebraska (Douglas County)

Average Square Footage in 68022: 2,724 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68022 before you start any project. Elkhorn homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68022 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68022 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,724 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Elkhorn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1402,724$381,300
Additional Upgrades & Added Features$1752,724$476,625
Major Home Updates or Advancements$2102,724$571,950

It's important to understand that when you estimate your replacement cost of your home in the 68022 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68022

Best Home & Auto Insurance Agencies in 68022

Jason Arlt Ins Agcy Inc - State Farm Insurance Agent

Address: 113 Hillrise Cir Elkhorn, NE 68022
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance

Address: 107 Linda Plaza Elkhorn, NE 68022
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 68022

Population Review for 68022 Zip Code

For the city of Elkhorn, the population within 68022 has increased to over 40,717 residents in population size. The current population total is 30,996. We have broken down the population based on race below. In 68022, there are over 15312 in male population and 15684 females.

PopulationValues
Total Population30,996
White Population27164
Black Population323
Hispanic Population1181
Asian Population1402
Hawaiian Population17
Indian Population74
Other Population360
Male Population15312
Female Population15684
Population Estimate40717

Household Data for 68022

The average number of homes in 68022 is around 11,008, there are an average of 2.80 per household. The average house value according to local real estate values is around $381,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,008
Persons Per Household2.80
Average House Value$381,300
Income Per Household$123210
Median Age35.7
Median Age Male35.4
Median Age Female36.0
68022 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityElkhorn
City Alias NameELKHORN
CountyDouglas
County FIPS055
State FIPS31
Time Zone6
Day Light SavingY
MSA5920
PMSA
CSA420
CBSA36540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOmaha, NE-IA
MSA_NameOmaha, NE-IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses730
Number Of Employees9157
Business First Quarter Payroll161658
Business Annual Payroll595985
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population865350
CBSA Division Population0
Congressional District02
Congressional LandArea509.74
Delivery Residential14542
Delivery Business530
Delivery Total15250
Preferred Last Line KeyW19710
Classification Code
Multi-County
CSA NameOmaha-Fremont, NE-IA
CBSA_DIV_Name
City State KeyW19710
Land Area37.963000
Water Area0.492000
City Alias Code
City Mixed CaseElkhorn
City Alias Mixed CaseElkhorn
Box Count226
SFDU6946
MFDU2149
State ANSI31
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number302895
Unique ZIP Name
SSA State County Code28270
Medicare CBSA Code36540
Medicare CBSA NameOmaha-Council Bluffs, NE-IA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseDouglas

Nebraska Homeowners Insurance News & Information

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