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Homeowners Insurance in 68025

For homeowners living in 68025, you want more affordable home insurance rates in Fremont, right? Our rates are very competitive for homeowners living in the great city of Fremont, NE. Many homeowners living in the 68025 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Nebraska licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 68025 should appear in the zip code field ready to go. Comparing Fremont, NE Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

68025 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Fremont pay around $1173 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Nebraska home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 68025 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Fremont homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Nebraska home insurance premium today!

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68025 Home Insurance Average Premiums

Local 68025 homeowners insurance quotes comparison

$923 /yr.

Shows Zip Code: 68025 lowest rates with discounts applied on average.

For the 68025, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$923 /yr.
Average Coverage:$1173 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1473 /yr.

What is the average home insurance cost for a home in 68025?

  • • The average homeowners insurance premium paid annually for a home in 68025 is around $1173 per year.

What does it cost on average per month for home insurance in 68025?

  • • Homeowners in 68025 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 68025?

  • • Autoowners in 68025 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fremont area, check out other zip codes nearby 68025.
Review average rates in another zip code:
68025 homeowners insurance rates

Home Replacement Cost Coverage in 68025

Average Building Cost Per Square Foot in 68025: $140

Location: Fremont, Nebraska (Dodge County)

Average Square Footage in 68025: 1,117 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68025 before you start any project. Fremont homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68025 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68025 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,117 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fremont area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,117$156,400
Additional Upgrades & Added Features$1751,117$195,500
Major Home Updates or Advancements$2101,117$234,600

It's important to understand that when you estimate your replacement cost of your home in the 68025 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68025

Mike Shanahan Insurance

Address: 1735 East Military Avenue Suite 4 Fremont, NE 68025
Phone: (402)721-9255
Website:

Best Home & Auto Insurance Agencies in 68025

Tim Lambert Ins Agency Inc - State Farm Insurance Agent

Address: 747 N Broad St Fremont, NE 68025
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

American Family Insurance - Nathan Kinnaman

Address: 1720 E 23rd St Fremont, NE 68025
Phone:
Website: http://www.national.citysearch.com/profile/external/604116752/fremont_ne/american_family_insurance_nathan_kinnaman.html
Info:

Stork- Jo Ann M

Address: 1900 E Military Ave Fremont, NE 68025
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Mislivec, Wendy J - Allstate Insurance Company

Address: 233 E 6th St Fremont, NE 68025
Phone:
Website: http://www.national.citysearch.com/profile/external/6441354/fremont_ne/mislivec_wendy_j_allstate_insurance_company.html
Info:

Mathison- Lois M

Address: 2156 E 23rd St Fremont, NE 68025
Phone:
Website:
Info:

Housing Demographics for 68025

Population Review for 68025 Zip Code

For the city of Fremont, the population within 68025 has increased to over 34,520 residents in population size. The current population total is 31,301. We have broken down the population based on race below. In 68025, there are over 15428 in male population and 15873 females.

PopulationValues
Total Population31,301
White Population25095
Black Population224
Hispanic Population5724
Asian Population189
Hawaiian Population14
Indian Population329
Other Population3025
Male Population15428
Female Population15873
Population Estimate34520

Household Data for 68025

The average number of homes in 68025 is around 12,383, there are an average of 2.47 per household. The average house value according to local real estate values is around $156,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,383
Persons Per Household2.47
Average House Value$156,400
Income Per Household$60313
Median Age38.2
Median Age Male36.7
Median Age Female39.7
68025 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402/531
CityFremont
City Alias NameFREMONT
CountyDodge
County FIPS053
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA420
CBSA23340
CBSA_DIV
CBSA_TypeMicro
CBSA_NameFremont, NE
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses808
Number Of Employees14493
Business First Quarter Payroll143936
Business Annual Payroll640105
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population36691
CBSA Division Population0
Congressional District01|02|03
Congressional LandArea8879.02|509.74|67435.41
Delivery Residential13976
Delivery Business1043
Delivery Total14994
Preferred Last Line KeyW19755
Classification Code
Multi-CountyY
CSA NameOmaha-Fremont, NE-IA
CBSA_DIV_Name
City State KeyW19755
Land Area123.975000
Water Area5.317000
City Alias Code
City Mixed CaseFremont
City Alias Mixed CaseFremont
Box Count0
SFDU10847
MFDU980
State ANSI31
County ANSI053
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number303390
Unique ZIP Name
SSA State County Code28260
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseDodge

Nebraska Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]