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68033 Homeowners Insurance Quotes & Rates

Ithaca residents living within the 172 homes available in the zip code of 68033 are shopping online to compare cheaper and more affordable Ithaca, NE home insurance rates. In the great city of Ithaca, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Nebraska is around $1,205 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 68033 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 68033 home insurance rates today! Please give us a call now at 1-913-276-4017. For Ithaca, NE Homeowners Insurance Quotes, Click to easily get started!

68033 Home Insurance Average Premiums

Local 68033 homeowners insurance quotes comparison

$955 /yr.

Shows Zip Code: 68033 lowest rates with discounts applied on average.

For the 68033, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$955 /yr.
Average Coverage:$1205 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1505 /yr.

What is the average home insurance cost for a home in 68033?

  • • The average homeowners insurance premium paid annually for a home in 68033 is around $1205 per year.

What does it cost on average per month for home insurance in 68033?

  • • Homeowners in 68033 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 68033?

  • • Autoowners in 68033 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ithaca area, check out other zip codes nearby 68033.
Review average rates in another zip code:
68033 homeowners insurance rates

Home Replacement Cost Coverage in 68033

Average Building Cost Per Square Foot in 68033: $140

Location: Ithaca, Nebraska (Saunders County)

Average Square Footage in 68033: 1,236 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68033 before you start any project. Ithaca homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68033 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68033 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,236 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ithaca area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,236$173,100
Additional Upgrades & Added Features$1751,236$216,375
Major Home Updates or Advancements$2101,236$259,650

It's important to understand that when you estimate your replacement cost of your home in the 68033 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68033

Best Home & Auto Insurance Agencies in 68033

Housing Demographics for 68033

Population Review for 68033 Zip Code

For the city of Ithaca, the population within 68033 has increased to over 280 residents in population size. The current population total is 435. We have broken down the population based on race below. In 68033, there are over 237 in male population and 198 females.

PopulationValues
Total Population435
White Population379
Black Population1
Hispanic Population17
Asian Population2
Hawaiian Population0
Indian Population7
Other Population9
Male Population237
Female Population198
Population Estimate280

Household Data for 68033

The average number of homes in 68033 is around 172, there are an average of 2.53 per household. The average house value according to local real estate values is around $173,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode172
Persons Per Household2.53
Average House Value$173,100
Income Per Household$56607
Median Age44.1
Median Age Male44.5
Median Age Female42.8
68033 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityIthaca
City Alias NameITHACA
CountySaunders
County FIPS155
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA420
CBSA36540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOmaha, NE-IA
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees51
Business First Quarter Payroll553
Business Annual Payroll3136
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population865350
CBSA Division Population0
Congressional District02
Congressional LandArea509.74
Delivery Residential111
Delivery Business6
Delivery Total172
Preferred Last Line KeyW19884
Classification Code
Multi-County
CSA NameOmaha-Fremont, NE-IA
CBSA_DIV_Name
City State KeyW19884
Land Area29.448000
Water Area0.084000
City Alias Code
City Mixed CaseIthaca
City Alias Mixed CaseIthaca
Box Count51
SFDU111
MFDU0
State ANSI31
County ANSI155
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number304680
Unique ZIP Name
SSA State County Code28770
Medicare CBSA Code36540
Medicare CBSA NameOmaha-Council Bluffs, NE-IA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseSaunders

Nebraska Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]