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Compare 68034 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 68034 area? The average homeowners premium in Nebraska for a standard homeowners policy is around $1,193/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 68034 zip code, the population size is around 939 with 301 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 68034.

Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Kennard, NE Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. NE RateDiscountsSavingsShop Rates
$1,586up to 40% off$634

68034 Home Insurance Average Premiums

Local 68034 homeowners insurance quotes comparison

$943 /yr.

Shows Zip Code: 68034 lowest rates with discounts applied on average.

For the 68034, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$943 /yr.
Average Coverage:$1193 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1493 /yr.

What is the average home insurance cost for a home in 68034?

  • • The average homeowners insurance premium paid annually for a home in 68034 is around $1193 per year.

What does it cost on average per month for home insurance in 68034?

  • • Homeowners in 68034 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 68034?

  • • Autoowners in 68034 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kennard area, check out other zip codes nearby 68034.
Review average rates in another zip code:
68034 homeowners insurance rates

Home Replacement Cost Coverage in 68034

Average Building Cost Per Square Foot in 68034: $140

Location: Kennard, Nebraska (Washington County)

Average Square Footage in 68034: 1,326 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68034 before you start any project. Kennard homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68034 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68034 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,326 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kennard area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,326$185,600
Additional Upgrades & Added Features$1751,326$232,000
Major Home Updates or Advancements$2101,326$278,400

It's important to understand that when you estimate your replacement cost of your home in the 68034 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68034

Best Home & Auto Insurance Agencies in 68034

Housing Demographics for 68034

Population Review for 68034 Zip Code

For the city of Kennard, the population within 68034 has increased to over 542 residents in population size. The current population total is 939. We have broken down the population based on race below. In 68034, there are over 491 in male population and 448 females.

PopulationValues
Total Population939
White Population859
Black Population4
Hispanic Population22
Asian Population4
Hawaiian Population0
Indian Population4
Other Population9
Male Population491
Female Population448
Population Estimate542

Household Data for 68034

The average number of homes in 68034 is around 301, there are an average of 3.12 per household. The average house value according to local real estate values is around $185,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode301
Persons Per Household3.12
Average House Value$185,600
Income Per Household$124453
Median Age39.7
Median Age Male41.2
Median Age Female37.7
68034 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityKennard
City Alias NameKENNARD
CountyWashington
County FIPS177
State FIPS31
Time Zone6
Day Light SavingY
MSA5920
PMSA
CSA420
CBSA36540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOmaha, NE-IA
MSA_NameOmaha, NE-IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses23
Number Of Employees60
Business First Quarter Payroll640
Business Annual Payroll3628
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population865350
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential174
Delivery Business0
Delivery Total323
Preferred Last Line KeyW19899
Classification Code
Multi-County
CSA NameOmaha-Fremont, NE-IA
CBSA_DIV_Name
City State KeyW19899
Land Area31.750000
Water Area0.003000
City Alias Code
City Mixed CaseKennard
City Alias Mixed CaseKennard
Box Count137
SFDU174
MFDU0
State ANSI31
County ANSI177
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number304830
Unique ZIP Name
SSA State County Code28880
Medicare CBSA Code36540
Medicare CBSA NameOmaha-Council Bluffs, NE-IA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWashington

Nebraska Homeowners Insurance News & Information

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