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68036 Home Insurance Rates & Premiums

Did you know there are over 401 people living within the 68036 zip code area? There are over 174 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 68036.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Nebraska are on the rise. The estimated average premium is around $1,178 a year for a standard homeowners insurance policy in Linwood. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Linwood, NE Homeowners Insurance Quotes Online

68036 Home Insurance Average Premiums

Local 68036 homeowners insurance quotes comparison

$928 /yr.

Shows Zip Code: 68036 lowest rates with discounts applied on average.

For the 68036, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$928 /yr.
Average Coverage:$1178 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1478 /yr.

What is the average home insurance cost for a home in 68036?

  • • The average homeowners insurance premium paid annually for a home in 68036 is around $1178 per year.

What does it cost on average per month for home insurance in 68036?

  • • Homeowners in 68036 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 68036?

  • • Autoowners in 68036 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Linwood area, check out other zip codes nearby 68036.
Review average rates in another zip code:
68036 homeowners insurance rates

Home Replacement Cost Coverage in 68036

Average Building Cost Per Square Foot in 68036: $140

Location: Linwood, Nebraska (Butler County)

Average Square Footage in 68036: 924 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68036 before you start any project. Linwood homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68036 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68036 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 924 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Linwood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140924$129,300
Additional Upgrades & Added Features$175924$161,625
Major Home Updates or Advancements$210924$193,950

It's important to understand that when you estimate your replacement cost of your home in the 68036 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68036

Best Home & Auto Insurance Agencies in 68036

Housing Demographics for 68036

Population Review for 68036 Zip Code

For the city of Linwood, the population within 68036 has increased to over 407 residents in population size. The current population total is 401. We have broken down the population based on race below. In 68036, there are over 186 in male population and 215 females.

PopulationValues
Total Population401
White Population370
Black Population0
Hispanic Population9
Asian Population1
Hawaiian Population1
Indian Population1
Other Population7
Male Population186
Female Population215
Population Estimate407

Household Data for 68036

The average number of homes in 68036 is around 174, there are an average of 2.30 per household. The average house value according to local real estate values is around $129,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode174
Persons Per Household2.30
Average House Value$129,300
Income Per Household$48036
Median Age50.2
Median Age Male50.3
Median Age Female50.2
68036 DetailsValues
StateNE
State Full NameNebraska
City TypeC
City Alias Abbreviation
Area Code402
CityLinwood
City Alias NameLINWOOD
CountyButler
County FIPS023
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees20
Business First Quarter Payroll108
Business Annual Payroll685
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01|02
Congressional LandArea8879.02|509.74
Delivery Residential177
Delivery Business8
Delivery Total190
Preferred Last Line KeyW1B639
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW1B639
Land Area64.547000
Water Area1.260000
City Alias Code
City Mixed CaseLinwood
City Alias Mixed CaseLinwood
Box Count0
SFDU175
MFDU0
State ANSI31
County ANSI023
ZIP Intro
Alias Intro
Facility CodeC
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number309375
Unique ZIP Name
SSA State County Code28110
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseButler

Nebraska Homeowners Insurance News & Information

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  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]