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68062 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 68062 zip code it's important to know that our rates are very competitive for homeowners living in Thurston, NE. Many homeowners based out of your 68062 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Nebraska licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 68062 should appear in the zip code field ready to go. For Thurston, NE Homeowners Insurance Quotes nearby, we offer the best rates and service.

68062: Average Home Insurance Rates

For homeowners living in the great city of Thurston, the average homeowners policy is considered very high in comparison to other states. Nebraska premiums are estimated to be around $1205 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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68062 Home Insurance Average Premiums

Local 68062 homeowners insurance quotes comparison

$955 /yr.

Shows Zip Code: 68062 lowest rates with discounts applied on average.

For the 68062, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$955 /yr.
Average Coverage:$1205 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1505 /yr.

What is the average home insurance cost for a home in 68062?

  • • The average homeowners insurance premium paid annually for a home in 68062 is around $1205 per year.

What does it cost on average per month for home insurance in 68062?

  • • Homeowners in 68062 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 68062?

  • • Autoowners in 68062 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Thurston area, check out other zip codes nearby 68062.
Review average rates in another zip code:
68062 homeowners insurance rates

Home Replacement Cost Coverage in 68062

Average Building Cost Per Square Foot in 68062: $140

Location: Thurston, Nebraska (Thurston County)

Average Square Footage in 68062: 1,071 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68062 before you start any project. Thurston homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68062 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68062 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,071 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Thurston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,071$150,000
Additional Upgrades & Added Features$1751,071$187,500
Major Home Updates or Advancements$2101,071$225,000

It's important to understand that when you estimate your replacement cost of your home in the 68062 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68062

Best Home & Auto Insurance Agencies in 68062

Housing Demographics for 68062

Population Review for 68062 Zip Code

For the city of Thurston, the population within 68062 has increased to over 178 residents in population size. The current population total is 267. We have broken down the population based on race below. In 68062, there are over 132 in male population and 135 females.

PopulationValues
Total Population267
White Population239
Black Population1
Hispanic Population8
Asian Population0
Hawaiian Population0
Indian Population19
Other Population1
Male Population132
Female Population135
Population Estimate178

Household Data for 68062

The average number of homes in 68062 is around 109, there are an average of 2.45 per household. The average house value according to local real estate values is around $150,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode109
Persons Per Household2.45
Average House Value$150,000
Income Per Household$79688
Median Age44.8
Median Age Male42.0
Median Age Female45.8
68062 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityThurston
City Alias NameTHURSTON
CountyThurston
County FIPS173
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential73
Delivery Business0
Delivery Total209
Preferred Last Line KeyW1A357
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW1A357
Land Area39.205000
Water Area0.063000
City Alias Code
City Mixed CaseThurston
City Alias Mixed CaseThurston
Box Count41
SFDU73
MFDU0
State ANSI31
County ANSI173
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number308985
Unique ZIP Name
SSA State County Code28860
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseThurston

Nebraska Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]