Get multiple home insurance quotes in 68071. Our licensed 68071, NE agents are ready to serve you.

68071 Home Insurance Quotes & Rates

Currently, the 537 homes within the 68071 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Nebraska is around $1,197 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Winnebago, NE, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 68071.

Nebraska is now ranking #9 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Winnebago home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Nebraska has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 68071 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Winnebago, Nebraska home insurance rates today!

Please give us a call now at 1-913-276-4017, easily get up to 12 rates over the phone in minutes. For Winnebago, NE Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

68071 Home Insurance Average Premiums

Local 68071 homeowners insurance quotes comparison

$947 /yr.

Shows Zip Code: 68071 lowest rates with discounts applied on average.

For the 68071, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$947 /yr.
Average Coverage:$1197 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1497 /yr.

What is the average home insurance cost for a home in 68071?

  • • The average homeowners insurance premium paid annually for a home in 68071 is around $1197 per year.

What does it cost on average per month for home insurance in 68071?

  • • Homeowners in 68071 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 68071?

  • • Autoowners in 68071 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Winnebago area, check out other zip codes nearby 68071.
Review average rates in another zip code:
68071 homeowners insurance rates

Home Replacement Cost Coverage in 68071

Average Building Cost Per Square Foot in 68071: $140

Location: Winnebago, Nebraska (Thurston County)

Average Square Footage in 68071: 515 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68071 before you start any project. Winnebago homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68071 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68071 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 515 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Winnebago area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140515$72,100
Additional Upgrades & Added Features$175515$90,125
Major Home Updates or Advancements$210515$108,150

It's important to understand that when you estimate your replacement cost of your home in the 68071 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68071

Best Home & Auto Insurance Agencies in 68071

Housing Demographics for 68071

Population Review for 68071 Zip Code

For the city of Winnebago, the population within 68071 has increased to over 715 residents in population size. The current population total is 2,011. We have broken down the population based on race below. In 68071, there are over 972 in male population and 1039 females.

PopulationValues
Total Population2,011
White Population144
Black Population17
Hispanic Population76
Asian Population0
Hawaiian Population6
Indian Population1760
Other Population17
Male Population972
Female Population1039
Population Estimate715

Household Data for 68071

The average number of homes in 68071 is around 537, there are an average of 3.69 per household. The average house value according to local real estate values is around $72,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode537
Persons Per Household3.69
Average House Value$72,100
Income Per Household$55938
Median Age23.8
Median Age Male22.0
Median Age Female25.9
68071 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityWinnebago
City Alias NameWINNEBAGO
CountyThurston
County FIPS173
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses39
Number Of Employees1916
Business First Quarter Payroll31536
Business Annual Payroll143632
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential194
Delivery Business11
Delivery Total610
Preferred Last Line KeyW1A441
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW1A441
Land Area77.874000
Water Area0.885000
City Alias Code
City Mixed CaseWinnebago
City Alias Mixed CaseWinnebago
Box Count377
SFDU154
MFDU0
State ANSI31
County ANSI173
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number309795
Unique ZIP Name
SSA State County Code28860
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseThurston

Nebraska Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]