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Quickly Revew Homeowners Insurance in 68117

If you own a home in Omaha, NE you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 68117 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Nebraska licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 68117 and start comparing rates now.

68117 Homeowners Insurance Rates Are Considered: very high!

The average rate for a standard homeowners policy in 68117 is $1215 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 68117 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Omaha, NE home insurance quotes in your local city and review the most competitive coverages and premiums.

68117 Home Insurance Average Premiums

Local 68117 homeowners insurance quotes comparison

$965 /yr.

Shows Zip Code: 68117 lowest rates with discounts applied on average.

For the 68117, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$965 /yr.
Average Coverage:$1215 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1515 /yr.

What is the average home insurance cost for a home in 68117?

  • • The average homeowners insurance premium paid annually for a home in 68117 is around $1215 per year.

What does it cost on average per month for home insurance in 68117?

  • • Homeowners in 68117 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 68117?

  • • Autoowners in 68117 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Omaha area, check out other zip codes nearby 68117.
Review average rates in another zip code:
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68142 homeowners insurance rates
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68116 homeowners insurance rates

Home Replacement Cost Coverage in 68117

Average Building Cost Per Square Foot in 68117: $140

Location: Omaha, Nebraska (Douglas County)

Average Square Footage in 68117: 900 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68117 before you start any project. Omaha homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68117 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68117 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 900 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Omaha area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140900$126,000
Additional Upgrades & Added Features$175900$157,500
Major Home Updates or Advancements$210900$189,000

It's important to understand that when you estimate your replacement cost of your home in the 68117 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68117

Citywide Insurance Inc

Address: 4601 South 50th Street Suite 309 Omaha, NE 68117
Phone: (402)734-6558
Website: www.citywideins.com

Best Home & Auto Insurance Agencies in 68117

Holliday- Anthony D - State Farm Insurance Agent

Address: 5050 L St Omaha, NE 68117
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 68117

Population Review for 68117 Zip Code

For the city of Omaha, the population within 68117 has increased to over 8,669 residents in population size. The current population total is 8,387. We have broken down the population based on race below. In 68117, there are over 4255 in male population and 4132 females.

PopulationValues
Total Population8,387
White Population5163
Black Population196
Hispanic Population3225
Asian Population62
Hawaiian Population15
Indian Population186
Other Population1696
Male Population4255
Female Population4132
Population Estimate8669

Household Data for 68117

The average number of homes in 68117 is around 3,088, there are an average of 2.68 per household. The average house value according to local real estate values is around $126,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,088
Persons Per Household2.68
Average House Value$126,000
Income Per Household$62528
Median Age36.7
Median Age Male35.7
Median Age Female37.7
68117 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityOmaha
City Alias NameOMAHA
CountyDouglas
County FIPS055
State FIPS31
Time Zone6
Day Light SavingY
MSA5920
PMSA
CSA420
CBSA36540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOmaha, NE-IA
MSA_NameOmaha, NE-IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses370
Number Of Employees7560
Business First Quarter Payroll82536
Business Annual Payroll377879
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population865350
CBSA Division Population0
Congressional District02
Congressional LandArea509.74
Delivery Residential3235
Delivery Business404
Delivery Total11336
Preferred Last Line KeyW1A093
Classification Code
Multi-County
CSA NameOmaha-Fremont, NE-IA
CBSA_DIV_Name
City State KeyW1A093
Land Area4.882000
Water Area0.031000
City Alias Code
City Mixed CaseOmaha
City Alias Mixed CaseOmaha
Box Count0
SFDU2910
MFDU120
State ANSI31
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number306645
Unique ZIP Name
SSA State County Code28270
Medicare CBSA Code36540
Medicare CBSA NameOmaha-Council Bluffs, NE-IA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseDouglas

Nebraska Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]