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68112 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 68112 zip code find a great new policy that offers the coverage they need at a price they can afford.

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Quickly and Easily Compare Average Rates for 68112

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Omaha, NE home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 68112

Homeowners in Omaha are paying roughly $1215 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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68112 Home Insurance Average Premiums

Local 68112 homeowners insurance quotes comparison

$965 /yr.

Shows Zip Code: 68112 lowest rates with discounts applied on average.

For the 68112, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$965 /yr.
Average Coverage:$1215 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1515 /yr.

What is the average home insurance cost for a home in 68112?

  • • The average homeowners insurance premium paid annually for a home in 68112 is around $1215 per year.

What does it cost on average per month for home insurance in 68112?

  • • Homeowners in 68112 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 68112?

  • • Autoowners in 68112 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Omaha area, check out other zip codes nearby 68112.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 68112

Average Building Cost Per Square Foot in 68112: $140

Location: Omaha, Nebraska (Douglas County)

Average Square Footage in 68112: 810 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68112 before you start any project. Omaha homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68112 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68112 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 810 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Omaha area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140810$113,400
Additional Upgrades & Added Features$175810$141,750
Major Home Updates or Advancements$210810$170,100

It's important to understand that when you estimate your replacement cost of your home in the 68112 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68112

Best Home & Auto Insurance Agencies in 68112

Housing Demographics for 68112

Population Review for 68112 Zip Code

For the city of Omaha, the population within 68112 has increased to over 11,648 residents in population size. The current population total is 11,095. We have broken down the population based on race below. In 68112, there are over 5318 in male population and 5777 females.

PopulationValues
Total Population11,095
White Population6182
Black Population2847
Hispanic Population1250
Asian Population215
Hawaiian Population10
Indian Population164
Other Population651
Male Population5318
Female Population5777
Population Estimate11648

Household Data for 68112

The average number of homes in 68112 is around 4,207, there are an average of 2.60 per household. The average house value according to local real estate values is around $113,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,207
Persons Per Household2.60
Average House Value$113,400
Income Per Household$57841
Median Age37.6
Median Age Male36.3
Median Age Female38.5
68112 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityOmaha
City Alias NameOMAHA
CountyDouglas
County FIPS055
State FIPS31
Time Zone6
Day Light SavingY
MSA5920
PMSA
CSA420
CBSA36540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOmaha, NE-IA
MSA_NameOmaha, NE-IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses193
Number Of Employees2569
Business First Quarter Payroll25866
Business Annual Payroll118440
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population865350
CBSA Division Population0
Congressional District02|03
Congressional LandArea509.74|67435.41
Delivery Residential4480
Delivery Business173
Delivery Total5500
Preferred Last Line KeyW1A093
Classification Code
Multi-CountyY
CSA NameOmaha-Fremont, NE-IA
CBSA_DIV_Name
City State KeyW1A093
Land Area18.070000
Water Area0.677000
City Alias Code
City Mixed CaseOmaha
City Alias Mixed CaseOmaha
Box Count70
SFDU4049
MFDU160
State ANSI31
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number306645
Unique ZIP Name
SSA State County Code28270
Medicare CBSA Code36540
Medicare CBSA NameOmaha-Council Bluffs, NE-IA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseDouglas

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