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Home Insurance Rates in 68132

For homeowners shopping online in 68132, our insurance rates are very competitive for homeowners living in Omaha, NE. Many homeowners based out of the great city of Omaha have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Nebraska licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 68132, simply click the "Get Multiple Quotes Now" button. Your 68132 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Omaha, NE Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

68132 Home Insurance Rating is: Very High!

If you live in 68132, you can easily save up to 40% off the average home insurance premium of $1125 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Omaha can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 68132 today!

Get Multiple Home Insurance Rates in 68132!

68132 Home Insurance Average Premiums

Local 68132 homeowners insurance quotes comparison

$875 /yr.

Shows Zip Code: 68132 lowest rates with discounts applied on average.

For the 68132, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$875 /yr.
Average Coverage:$1125 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1425 /yr.

What is the average home insurance cost for a home in 68132?

  • • The average homeowners insurance premium paid annually for a home in 68132 is around $1125 per year.

What does it cost on average per month for home insurance in 68132?

  • • Homeowners in 68132 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 68132?

  • • Autoowners in 68132 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Omaha area, check out other zip codes nearby 68132.
Review average rates in another zip code:
68108 homeowners insurance rates
68104 homeowners insurance rates
68164 homeowners insurance rates
68102 homeowners insurance rates
68122 homeowners insurance rates
68138 homeowners insurance rates
68111 homeowners insurance rates
68117 homeowners insurance rates
68116 homeowners insurance rates
68107 homeowners insurance rates

Home Replacement Cost Coverage in 68132

Average Building Cost Per Square Foot in 68132: $140

Location: Omaha, Nebraska (Douglas County)

Average Square Footage in 68132: 1,875 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68132 before you start any project. Omaha homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68132 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68132 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,875 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Omaha area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,875$262,500
Additional Upgrades & Added Features$1751,875$328,125
Major Home Updates or Advancements$2101,875$393,750

It's important to understand that when you estimate your replacement cost of your home in the 68132 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68132

Best Home & Auto Insurance Agencies in 68132

Dougherty- Matthew J

Address: 4644 Dodge St Omaha, NE 68132
Phone:
Website:
Info:

Housing Demographics for 68132

Population Review for 68132 Zip Code

For the city of Omaha, the population within 68132 has increased to over 13,662 residents in population size. The current population total is 13,729. We have broken down the population based on race below. In 68132, there are over 6870 in male population and 6859 females.

PopulationValues
Total Population13,729
White Population10130
Black Population1273
Hispanic Population1072
Asian Population777
Hawaiian Population8
Indian Population96
Other Population406
Male Population6870
Female Population6859
Population Estimate13662

Household Data for 68132

The average number of homes in 68132 is around 6,236, there are an average of 2.20 per household. The average house value according to local real estate values is around $262,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,236
Persons Per Household2.20
Average House Value$262,500
Income Per Household$73072
Median Age35.2
Median Age Male35.6
Median Age Female34.8
68132 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402/531
CityOmaha
City Alias NameOMAHA
CountyDouglas
County FIPS055
State FIPS31
Time Zone6
Day Light SavingY
MSA5920
PMSA
CSA420
CBSA36540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOmaha, NE-IA
MSA_NameOmaha, NE-IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses280
Number Of Employees2572
Business First Quarter Payroll22081
Business Annual Payroll97370
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population865350
CBSA Division Population0
Congressional District02
Congressional LandArea509.74
Delivery Residential6210
Delivery Business245
Delivery Total7086
Preferred Last Line KeyW1A093
Classification Code
Multi-County
CSA NameOmaha-Fremont, NE-IA
CBSA_DIV_Name
City State KeyW1A093
Land Area2.571000
Water Area0.005000
City Alias Code
City Mixed CaseOmaha
City Alias Mixed CaseOmaha
Box Count0
SFDU4228
MFDU1817
State ANSI31
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number306645
Unique ZIP Name
SSA State County Code28270
Medicare CBSA Code36540
Medicare CBSA NameOmaha-Council Bluffs, NE-IA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseDouglas

Nebraska Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]