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68136 Home Insurance Rates

Getting multiple homeowners insurance rates in 68136 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Omaha, NE. Many homeowners based out of the 68136 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Nebraska licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 68136 should appear in the zip code field ready to go. For Omaha, NE Home Insurance Quotes, Click to easily get started!

68136 Homeowners Insurance Rates, Average Rating: Very High!

Your homeowners insurance policy in 68136 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Omaha. For a basic HO-3, standard homeowners policy, the average premium per year in Nebraska is around $1155. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 68136 zip code today and let us help you save time and money on your homeowners insurance premium.

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68136 Home Insurance Average Premiums

Local 68136 homeowners insurance quotes comparison

$905 /yr.

Shows Zip Code: 68136 lowest rates with discounts applied on average.

For the 68136, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$905 /yr.
Average Coverage:$1155 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1455 /yr.

What is the average home insurance cost for a home in 68136?

  • • The average homeowners insurance premium paid annually for a home in 68136 is around $1155 per year.

What does it cost on average per month for home insurance in 68136?

  • • Homeowners in 68136 pay a monthly average cost per month around $96.00.

What kind of discount could I get if I combine my home and auto insurance together in 68136?

  • • Autoowners in 68136 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Omaha area, check out other zip codes nearby 68136.
Review average rates in another zip code:
68135 homeowners insurance rates
68112 homeowners insurance rates
68104 homeowners insurance rates
68131 homeowners insurance rates
68130 homeowners insurance rates
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68108 homeowners insurance rates
68114 homeowners insurance rates
68132 homeowners insurance rates
68137 homeowners insurance rates

Home Replacement Cost Coverage in 68136

Average Building Cost Per Square Foot in 68136: $140

Location: Omaha, Nebraska (Sarpy County)

Average Square Footage in 68136: 1,926 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68136 before you start any project. Omaha homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68136 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68136 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,926 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Omaha area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,926$269,600
Additional Upgrades & Added Features$1751,926$337,000
Major Home Updates or Advancements$2101,926$404,400

It's important to understand that when you estimate your replacement cost of your home in the 68136 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68136

Best Home & Auto Insurance Agencies in 68136

Juma- Cory L - State Farm Insurance Agent

Address: 15665 Harrison St Omaha, NE 68136
Phone:
Website:
Info:

Cory Juma Insurance

Address: 15665 Harrison St, Ste K Omaha, NE 68136
Phone:
Website: http://www.national.citysearch.com/profile/46271485/omaha_ne/cory_juma_insurance.html
Info:

Housing Demographics for 68136

Population Review for 68136 Zip Code

For the city of Omaha, the population within 68136 has increased to over 24,517 residents in population size. The current population total is 20,984. We have broken down the population based on race below. In 68136, there are over 10379 in male population and 10605 females.

PopulationValues
Total Population20,984
White Population18375
Black Population294
Hispanic Population1084
Asian Population692
Hawaiian Population0
Indian Population45
Other Population295
Male Population10379
Female Population10605
Population Estimate24517

Household Data for 68136

The average number of homes in 68136 is around 7,099, there are an average of 2.96 per household. The average house value according to local real estate values is around $269,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,099
Persons Per Household2.96
Average House Value$269,600
Income Per Household$110821
Median Age34.7
Median Age Male34.3
Median Age Female35.2
68136 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityOmaha
City Alias NameOMAHA
CountySarpy
County FIPS153
State FIPS31
Time Zone6
Day Light SavingY
MSA5920
PMSA
CSA420
CBSA36540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOmaha, NE-IA
MSA_NameOmaha, NE-IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses337
Number Of Employees1744
Business First Quarter Payroll14644
Business Annual Payroll69354
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population865350
CBSA Division Population0
Congressional District01|02
Congressional LandArea8879.02|509.74
Delivery Residential8283
Delivery Business194
Delivery Total14765
Preferred Last Line KeyW1A093
Classification Code
Multi-CountyY
CSA NameOmaha-Fremont, NE-IA
CBSA_DIV_Name
City State KeyW1A093
Land Area8.716000
Water Area0.016000
City Alias Code
City Mixed CaseOmaha
City Alias Mixed CaseOmaha
Box Count0
SFDU995
MFDU1
State ANSI31
County ANSI153
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number306645
Unique ZIP Name
SSA State County Code28760
Medicare CBSA Code36540
Medicare CBSA NameOmaha-Council Bluffs, NE-IA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseSarpy

Nebraska Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]