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68106 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 68106 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Omaha, NE. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 68106 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Nebraska, like average Omaha homeowners insurance rates, coverage options or home insurance types, please select Omaha, NE Home Insurance Rates Online!

68106 Home Insurance Average Premiums

Local 68106 homeowners insurance quotes comparison

$940 /yr.

Shows Zip Code: 68106 lowest rates with discounts applied on average.

For the 68106, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$940 /yr.
Average Coverage:$1190 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1490 /yr.

What is the average home insurance cost for a home in 68106?

  • • The average homeowners insurance premium paid annually for a home in 68106 is around $1190 per year.

What does it cost on average per month for home insurance in 68106?

  • • Homeowners in 68106 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 68106?

  • • Autoowners in 68106 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Omaha area, check out other zip codes nearby 68106.
Review average rates in another zip code:
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68124 homeowners insurance rates

Home Replacement Cost Coverage in 68106

Average Building Cost Per Square Foot in 68106: $140

Location: Omaha, Nebraska (Douglas County)

Average Square Footage in 68106: 1,133 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68106 before you start any project. Omaha homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68106 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68106 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,133 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Omaha area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,133$158,600
Additional Upgrades & Added Features$1751,133$198,250
Major Home Updates or Advancements$2101,133$237,900

It's important to understand that when you estimate your replacement cost of your home in the 68106 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68106

Best Home & Auto Insurance Agencies in 68106

Moore- Donald H

Address: 4502 Center St Omaha, NE 68106
Phone:
Website:
Info:

Housing Demographics for 68106

Population Review for 68106 Zip Code

For the city of Omaha, the population within 68106 has increased to over 21,440 residents in population size. The current population total is 21,871. We have broken down the population based on race below. In 68106, there are over 10493 in male population and 11378 females.

PopulationValues
Total Population21,871
White Population16730
Black Population1078
Hispanic Population2718
Asian Population862
Hawaiian Population19
Indian Population180
Other Population1282
Male Population10493
Female Population11378
Population Estimate21440

Household Data for 68106

The average number of homes in 68106 is around 10,085, there are an average of 2.03 per household. The average house value according to local real estate values is around $158,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,085
Persons Per Household2.03
Average House Value$158,600
Income Per Household$65635
Median Age33.6
Median Age Male32.7
Median Age Female34.6
68106 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityOmaha
City Alias NameOMAHA
CountyDouglas
County FIPS055
State FIPS31
Time Zone6
Day Light SavingY
MSA5920
PMSA
CSA420
CBSA36540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOmaha, NE-IA
MSA_NameOmaha, NE-IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses580
Number Of Employees14936
Business First Quarter Payroll253515
Business Annual Payroll938522
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population865350
CBSA Division Population0
Congressional District02
Congressional LandArea509.74
Delivery Residential10562
Delivery Business496
Delivery Total12227
Preferred Last Line KeyW1A093
Classification Code
Multi-County
CSA NameOmaha-Fremont, NE-IA
CBSA_DIV_Name
City State KeyW1A093
Land Area5.153000
Water Area0.017000
City Alias Code
City Mixed CaseOmaha
City Alias Mixed CaseOmaha
Box Count154
SFDU6819
MFDU3171
State ANSI31
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number306645
Unique ZIP Name
SSA State County Code28270
Medicare CBSA Code36540
Medicare CBSA NameOmaha-Council Bluffs, NE-IA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseDouglas

Nebraska Homeowners Insurance News & Information

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  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]