Compare 68154 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Omaha just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 10,097 neighbors looking to save on their home insurance policy in the local 68154 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 68154. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Nebraska rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Omaha, NE home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Omaha, NE

68154 Home Insurance Average Premiums

Local 68154 homeowners insurance quotes comparison

$918 /yr.

Shows Zip Code: 68154 lowest rates with discounts applied on average.

For the 68154, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$918 /yr.
Average Coverage:	$1168 /yr.
2600 sq. ft. or higher (all discounts applied)	$1468 /yr.

What is the average home insurance cost for a home in 68154?

• The average homeowners insurance premium paid annually for a home in 68154 is around $1168 per year.

What does it cost on average per month for home insurance in 68154?

• Homeowners in 68154 pay a monthly average cost per month around $97.00.

What kind of discount could I get if I combine my home and auto insurance together in 68154?

• Autoowners in 68154 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Omaha area, check out other zip codes nearby 68154.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 68154

Average Building Cost Per Square Foot in 68154: $140

Location: Omaha, Nebraska (Douglas County)

Average Square Footage in 68154: 1,730 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68154 before you start any project. Omaha homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68154 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68154 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,730 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Omaha area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$140	1,730	$242,200
Additional Upgrades & Added Features	$175	1,730	$302,750
Major Home Updates or Advancements	$210	1,730	$363,300

Calculate Your Dwelling Coverage in 68154

It's important to understand that when you estimate your replacement cost of your home in the 68154 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 68154

Kelleher- Annette C

Address: 13058 W Dodge Rd Omaha, NE 68154
Phone:
Website:
Info:

New York Life Peter BUCY

Address: 1 Valmont Plaza Omaha, NE 68154
Phone:
Website:
Info:

Beshilas, John - American Family Insurance

Address: 14211 Pacific St Omaha, NE 68154
Phone:
Website: http://www.amfam.com/
Info:

Lemmers, Patrick F - Patrick F Lemmers Insurance

Address: 11720 W Dodge Rd Omaha, NE 68154
Phone:
Website: http://www.national.citysearch.com/profile/external/6464002/omaha_ne/lemmers_patrick_f_patrick_f_lemmers_insurance.html
Info:

Smith- Larry R

Address: 11717 Burt St Omaha, NE 68154
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 68154

Population Review for 68154 Zip Code

For the city of Omaha, the population within 68154 has increased to over 24,874 residents in population size. The current population total is 23,383. We have broken down the population based on race below. In 68154, there are over 11388 in male population and 11995 females.

Population	Values
Total Population	23,383
White Population	18923
Black Population	1157
Hispanic Population	1345
Asian Population	1226
Hawaiian Population	14
Indian Population	82
Other Population	416
Male Population	11388
Female Population	11995
Population Estimate	24874

Household Data for 68154

The average number of homes in 68154 is around 10,097, there are an average of 2.31 per household. The average house value according to local real estate values is around $242,200. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	10,097
Persons Per Household	2.31
Average House Value	$242,200
Income Per Household	$75372
Median Age	37.7
Median Age Male	36.5
Median Age Female	39.3

68154 Details	Values
State	NE
State Full Name	Nebraska
City Type	P
City Alias Abbreviation
Area Code	402/531
City	Omaha
City Alias Name	OMAHA
County	Douglas
County FIPS	055
State FIPS	31
Time Zone	6
Day Light Saving	Y
MSA	5920
PMSA
CSA	420
CBSA	36540
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Omaha, NE-IA
MSA_Name	Omaha, NE-IA MSA
PMSA_Name
Region	Midwest
Division	West North Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	1215
Number Of Employees	29092
Business First Quarter Payroll	533029
Business Annual Payroll	2301119
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	865350
CBSA Division Population	0
Congressional District	02
Congressional LandArea	509.74
Delivery Residential	10768
Delivery Business	904
Delivery Total	12384
Preferred Last Line Key	W1A093
Classification Code
Multi-County
CSA Name	Omaha-Fremont, NE-IA
CBSA_DIV_Name
City State Key	W1A093
Land Area	6.792000
Water Area	0.077000
City Alias Code
City Mixed Case	Omaha
City Alias Mixed Case	Omaha
Box Count	198
SFDU	5587
MFDU	4074
State ANSI	31
County ANSI	055
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	306645
Unique ZIP Name
SSA State County Code	28270
Medicare CBSA Code	36540
Medicare CBSA Name	Omaha-Council Bluffs, NE-IA
Medicare CBSA Type	Metro
Market Rating Area ID	1
County Mixed Case	Douglas

Nebraska Homeowners Insurance News & Information

2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]
Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025
Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]
Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024
Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies. Here are some common exclusions that could leave you […]

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