Compare 68154 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Omaha just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 10,097 neighbors looking to save on their home insurance policy in the local 68154 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 68154. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Nebraska rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Omaha, NE home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Omaha, NE

68154 Home Insurance Average Premiums

Local 68154 homeowners insurance quotes comparison

$918 /yr.

Shows Zip Code: 68154 lowest rates with discounts applied on average.

For the 68154, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$918 /yr.
Average Coverage:	$1168 /yr.
2600 sq. ft. or higher (all discounts applied)	$1468 /yr.

What is the average home insurance cost for a home in 68154?

• The average homeowners insurance premium paid annually for a home in 68154 is around $1168 per year.

What does it cost on average per month for home insurance in 68154?

• Homeowners in 68154 pay a monthly average cost per month around $97.00.

What kind of discount could I get if I combine my home and auto insurance together in 68154?

• Autoowners in 68154 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Omaha area, check out other zip codes nearby 68154.
Review average rates in another zip code:
68111 homeowners insurance rates
68105 homeowners insurance rates
68132 homeowners insurance rates
68107 homeowners insurance rates
68124 homeowners insurance rates
68118 homeowners insurance rates
68178 homeowners insurance rates
68157 homeowners insurance rates
68104 homeowners insurance rates
68117 homeowners insurance rates

Home Replacement Cost Coverage in 68154

Average Building Cost Per Square Foot in 68154: $140

Location: Omaha, Nebraska (Douglas County)

Average Square Footage in 68154: 1,730 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68154 before you start any project. Omaha homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68154 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68154 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,730 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Omaha area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$140	1,730	$242,200
Additional Upgrades & Added Features	$175	1,730	$302,750
Major Home Updates or Advancements	$210	1,730	$363,300

Calculate Your Dwelling Coverage in 68154

It's important to understand that when you estimate your replacement cost of your home in the 68154 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 68154

Kaspar Jr- Thomas V

Address: 1722 N 120th St Omaha, NE 68154
Phone:
Website:
Info:

Geyer- Douglas J - State Farm Insurance Agent

Address: 11923 Pacific St Omaha, NE 68154
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Beshilas, John - American Family Insurance

Address: 14211 Pacific St Omaha, NE 68154
Phone:
Website: http://www.amfam.com/
Info:

Haslanger Laura Insurance

Address: 11329 Davenport St Omaha, NE 68154
Phone:
Website:
Info:

John Hancock Mutual Life Insurance CO

Address: 10834 Old Mill Rd Omaha, NE 68154
Phone:
Website:
Info:

Housing Demographics for 68154

Population Review for 68154 Zip Code

For the city of Omaha, the population within 68154 has increased to over 24,874 residents in population size. The current population total is 23,383. We have broken down the population based on race below. In 68154, there are over 11388 in male population and 11995 females.

Population	Values
Total Population	23,383
White Population	18923
Black Population	1157
Hispanic Population	1345
Asian Population	1226
Hawaiian Population	14
Indian Population	82
Other Population	416
Male Population	11388
Female Population	11995
Population Estimate	24874

Household Data for 68154

The average number of homes in 68154 is around 10,097, there are an average of 2.31 per household. The average house value according to local real estate values is around $242,200. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	10,097
Persons Per Household	2.31
Average House Value	$242,200
Income Per Household	$75372
Median Age	37.7
Median Age Male	36.5
Median Age Female	39.3

68154 Details	Values
State	NE
State Full Name	Nebraska
City Type	P
City Alias Abbreviation
Area Code	402/531
City	Omaha
City Alias Name	OMAHA
County	Douglas
County FIPS	055
State FIPS	31
Time Zone	6
Day Light Saving	Y
MSA	5920
PMSA
CSA	420
CBSA	36540
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Omaha, NE-IA
MSA_Name	Omaha, NE-IA MSA
PMSA_Name
Region	Midwest
Division	West North Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	1215
Number Of Employees	29092
Business First Quarter Payroll	533029
Business Annual Payroll	2301119
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	865350
CBSA Division Population	0
Congressional District	02
Congressional LandArea	509.74
Delivery Residential	10768
Delivery Business	904
Delivery Total	12384
Preferred Last Line Key	W1A093
Classification Code
Multi-County
CSA Name	Omaha-Fremont, NE-IA
CBSA_DIV_Name
City State Key	W1A093
Land Area	6.792000
Water Area	0.077000
City Alias Code
City Mixed Case	Omaha
City Alias Mixed Case	Omaha
Box Count	198
SFDU	5587
MFDU	4074
State ANSI	31
County ANSI	055
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	306645
Unique ZIP Name
SSA State County Code	28270
Medicare CBSA Code	36540
Medicare CBSA Name	Omaha-Council Bluffs, NE-IA
Medicare CBSA Type	Metro
Market Rating Area ID	1
County Mixed Case	Douglas

Nebraska Homeowners Insurance News & Information

$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

Home Insurance Quotes in 68154!