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Compare 68154 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Omaha just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 10,097 neighbors looking to save on their home insurance policy in the local 68154 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 68154. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Nebraska rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Omaha, NE home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Omaha, NE

68154 Home Insurance Average Premiums

Local 68154 homeowners insurance quotes comparison

$918 /yr.

Shows Zip Code: 68154 lowest rates with discounts applied on average.

For the 68154, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$918 /yr.
Average Coverage:$1168 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1468 /yr.

What is the average home insurance cost for a home in 68154?

  • • The average homeowners insurance premium paid annually for a home in 68154 is around $1168 per year.

What does it cost on average per month for home insurance in 68154?

  • • Homeowners in 68154 pay a monthly average cost per month around $97.00.

What kind of discount could I get if I combine my home and auto insurance together in 68154?

  • • Autoowners in 68154 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Omaha area, check out other zip codes nearby 68154.
Review average rates in another zip code:
68134 homeowners insurance rates
68122 homeowners insurance rates
68132 homeowners insurance rates
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68106 homeowners insurance rates

Home Replacement Cost Coverage in 68154

Average Building Cost Per Square Foot in 68154: $140

Location: Omaha, Nebraska (Douglas County)

Average Square Footage in 68154: 1,730 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68154 before you start any project. Omaha homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68154 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68154 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,730 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Omaha area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,730$242,200
Additional Upgrades & Added Features$1751,730$302,750
Major Home Updates or Advancements$2101,730$363,300

It's important to understand that when you estimate your replacement cost of your home in the 68154 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68154

Best Home & Auto Insurance Agencies in 68154

John Hancock Mutual Life Insurance CO

Address: 10834 Old Mill Rd Omaha, NE 68154
Phone:
Website:
Info:

Smith- Larry R

Address: 11717 Burt St Omaha, NE 68154
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Geyer- Douglas J - State Farm Insurance Agent

Address: 11923 Pacific St Omaha, NE 68154
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Lemmers, Patrick F - Patrick F Lemmers Insurance

Address: 11720 W Dodge Rd Omaha, NE 68154
Phone:
Website: http://www.national.citysearch.com/profile/external/6464002/omaha_ne/lemmers_patrick_f_patrick_f_lemmers_insurance.html
Info:

Beshilas, John - American Family Insurance

Address: 14211 Pacific St Omaha, NE 68154
Phone:
Website: http://www.amfam.com/
Info:

Housing Demographics for 68154

Population Review for 68154 Zip Code

For the city of Omaha, the population within 68154 has increased to over 24,874 residents in population size. The current population total is 23,383. We have broken down the population based on race below. In 68154, there are over 11388 in male population and 11995 females.

PopulationValues
Total Population23,383
White Population18923
Black Population1157
Hispanic Population1345
Asian Population1226
Hawaiian Population14
Indian Population82
Other Population416
Male Population11388
Female Population11995
Population Estimate24874

Household Data for 68154

The average number of homes in 68154 is around 10,097, there are an average of 2.31 per household. The average house value according to local real estate values is around $242,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,097
Persons Per Household2.31
Average House Value$242,200
Income Per Household$75372
Median Age37.7
Median Age Male36.5
Median Age Female39.3
68154 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402/531
CityOmaha
City Alias NameOMAHA
CountyDouglas
County FIPS055
State FIPS31
Time Zone6
Day Light SavingY
MSA5920
PMSA
CSA420
CBSA36540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOmaha, NE-IA
MSA_NameOmaha, NE-IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1215
Number Of Employees29092
Business First Quarter Payroll533029
Business Annual Payroll2301119
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population865350
CBSA Division Population0
Congressional District02
Congressional LandArea509.74
Delivery Residential10768
Delivery Business904
Delivery Total12384
Preferred Last Line KeyW1A093
Classification Code
Multi-County
CSA NameOmaha-Fremont, NE-IA
CBSA_DIV_Name
City State KeyW1A093
Land Area6.792000
Water Area0.077000
City Alias Code
City Mixed CaseOmaha
City Alias Mixed CaseOmaha
Box Count198
SFDU5587
MFDU4074
State ANSI31
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number306645
Unique ZIP Name
SSA State County Code28270
Medicare CBSA Code36540
Medicare CBSA NameOmaha-Council Bluffs, NE-IA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseDouglas

Nebraska Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]