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68164, NE Home Insurance

In the zip code of 68164, the population size is around 28,314, which consists of 11,973 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Omaha, NE. A few years ago, a study was done and found that the average home insurance rates for Nebraska are around $1,219 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 68164 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Omaha. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-913-276-4017 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Omaha, NE Homeowners Insurance Online Rates Today!

68164 Home Insurance Average Premiums

Local 68164 homeowners insurance quotes comparison

$969 /yr.

Shows Zip Code: 68164 lowest rates with discounts applied on average.

For the 68164, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$969 /yr.
Average Coverage:$1219 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1519 /yr.

What is the average home insurance cost for a home in 68164?

  • • The average homeowners insurance premium paid annually for a home in 68164 is around $1219 per year.

What does it cost on average per month for home insurance in 68164?

  • • Homeowners in 68164 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 68164?

  • • Autoowners in 68164 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Omaha area, check out other zip codes nearby 68164.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 68164

Average Building Cost Per Square Foot in 68164: $140

Location: Omaha, Nebraska (Douglas County)

Average Square Footage in 68164: 1,354 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68164 before you start any project. Omaha homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68164 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68164 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,354 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Omaha area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,354$189,600
Additional Upgrades & Added Features$1751,354$237,000
Major Home Updates or Advancements$2101,354$284,400

It's important to understand that when you estimate your replacement cost of your home in the 68164 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68164

Allstate Insurance - Bob Meyer

Address: 5243 N 129th Street Omaha, NE 68164
Phone: (402)965-4206
Website:

Best Home & Auto Insurance Agencies in 68164

Allstate Insurance - Bob Meyer

Address: 5243 N 129th St Omaha, NE 68164
Phone:
Website:
Info:

Bonner- Cort D - State Farm Insurance Agent

Address: 3125 N 120th St Omaha, NE 68164
Phone:
Website:
Info:

Meyer- Matthew R - State Farm Insurance Agent

Address: 3661 N 129th St Omaha, NE 68164
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

State Farm Insurance

Address: 3132 N 108th St Omaha, NE 68164
Phone:
Website: http://www.national.citysearch.com/profile/external/46271481/omaha_ne/state_farm_insurance.html
Info:

Howard- Stephen L

Address: 3125 N 108th St Omaha, NE 68164
Phone:
Website:
Info:

Housing Demographics for 68164

Population Review for 68164 Zip Code

For the city of Omaha, the population within 68164 has increased to over 29,745 residents in population size. The current population total is 28,314. We have broken down the population based on race below. In 68164, there are over 13795 in male population and 14519 females.

PopulationValues
Total Population28,314
White Population20970
Black Population2899
Hispanic Population2225
Asian Population1075
Hawaiian Population22
Indian Population165
Other Population839
Male Population13795
Female Population14519
Population Estimate29745

Household Data for 68164

The average number of homes in 68164 is around 11,973, there are an average of 2.36 per household. The average house value according to local real estate values is around $189,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,973
Persons Per Household2.36
Average House Value$189,600
Income Per Household$81219
Median Age36.4
Median Age Male35.1
Median Age Female37.8
68164 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402/531
CityOmaha
City Alias NameOMAHA
CountyDouglas
County FIPS055
State FIPS31
Time Zone6
Day Light SavingY
MSA5920
PMSA
CSA420
CBSA36540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOmaha, NE-IA
MSA_NameOmaha, NE-IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses608
Number Of Employees9446
Business First Quarter Payroll102617
Business Annual Payroll425842
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population865350
CBSA Division Population0
Congressional District02
Congressional LandArea509.74
Delivery Residential12604
Delivery Business487
Delivery Total13538
Preferred Last Line KeyW1A093
Classification Code
Multi-County
CSA NameOmaha-Fremont, NE-IA
CBSA_DIV_Name
City State KeyW1A093
Land Area8.837000
Water Area0.223000
City Alias Code
City Mixed CaseOmaha
City Alias Mixed CaseOmaha
Box Count172
SFDU6730
MFDU3571
State ANSI31
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number306645
Unique ZIP Name
SSA State County Code28270
Medicare CBSA Code36540
Medicare CBSA NameOmaha-Council Bluffs, NE-IA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseDouglas

Nebraska Homeowners Insurance News & Information

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