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Find the lowest Homeowners Insurance Rates in 68114

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 68114, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Omaha, NE from a list of top tier nationwide insurers.

Our Nebraska licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 68114 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 68114

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Omaha, NE home insurance quotes in your local city and review the most competitive coverages and premiums.

68114 Ratings: very high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Omaha we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 68114, homeowners are seeing rates around 1210 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 68114!

68114 Home Insurance Average Premiums

Local 68114 homeowners insurance quotes comparison

$960 /yr.

Shows Zip Code: 68114 lowest rates with discounts applied on average.

For the 68114, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$960 /yr.
Average Coverage:$1210 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1510 /yr.

What is the average home insurance cost for a home in 68114?

  • • The average homeowners insurance premium paid annually for a home in 68114 is around $1210 per year.

What does it cost on average per month for home insurance in 68114?

  • • Homeowners in 68114 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 68114?

  • • Autoowners in 68114 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Omaha area, check out other zip codes nearby 68114.
Review average rates in another zip code:
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68136 homeowners insurance rates

Home Replacement Cost Coverage in 68114

Average Building Cost Per Square Foot in 68114: $140

Location: Omaha, Nebraska (Douglas County)

Average Square Footage in 68114: 1,467 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68114 before you start any project. Omaha homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68114 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68114 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,467 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Omaha area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,467$205,400
Additional Upgrades & Added Features$1751,467$256,750
Major Home Updates or Advancements$2101,467$308,100

It's important to understand that when you estimate your replacement cost of your home in the 68114 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68114

Chastain Otis

Address: 10235 Regency Cir Ste 220 Omaha, NE 68114
Phone: (402)397-8130
Website: www.chastainotis.com

Best Home & Auto Insurance Agencies in 68114

Joseph P Falcone Insurance

Address: 920 S 107th Ave, #101 Omaha, NE 68114
Phone:
Website: http://www.national.citysearch.com/profile/46271474/omaha_ne/joseph_p_falcone_insurance.html
Info:

Liberty Mutual Group

Address: 9290 W Dodge Rd Omaha, NE 68114
Phone:
Website: http://www.libertymutual.com
Info:

Pletan- Jacqueline

Address: 8333 Cass St Omaha, NE 68114
Phone:
Website:
Info:

American Family Insurance- T Johnson C Agency Incorporated

Address: 155 N 72nd St Omaha, NE 68114
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/american_family_insurance__t_johnson_c_agency_inc-b2111301&mkt=63801
Info:

Chastain Otis

Address: 10235 Regency Cir, #220 Omaha, NE 68114
Phone:
Website: http://www.chastainotis.com
Info:

Housing Demographics for 68114

Population Review for 68114 Zip Code

For the city of Omaha, the population within 68114 has increased to over 19,163 residents in population size. The current population total is 18,078. We have broken down the population based on race below. In 68114, there are over 8538 in male population and 9540 females.

PopulationValues
Total Population18,078
White Population13864
Black Population1734
Hispanic Population1125
Asian Population821
Hawaiian Population6
Indian Population83
Other Population365
Male Population8538
Female Population9540
Population Estimate19163

Household Data for 68114

The average number of homes in 68114 is around 8,406, there are an average of 2.11 per household. The average house value according to local real estate values is around $205,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,406
Persons Per Household2.11
Average House Value$205,400
Income Per Household$66888
Median Age38.1
Median Age Male36.1
Median Age Female40.2
68114 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402/531
CityOmaha
City Alias NameOMAHA
CountyDouglas
County FIPS055
State FIPS31
Time Zone6
Day Light SavingY
MSA5920
PMSA
CSA420
CBSA36540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOmaha, NE-IA
MSA_NameOmaha, NE-IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1244
Number Of Employees33894
Business First Quarter Payroll526364
Business Annual Payroll2122507
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population865350
CBSA Division Population0
Congressional District02
Congressional LandArea509.74
Delivery Residential9082
Delivery Business1187
Delivery Total10473
Preferred Last Line KeyW1A093
Classification Code
Multi-County
CSA NameOmaha-Fremont, NE-IA
CBSA_DIV_Name
City State KeyW1A093
Land Area5.787000
Water Area0.052000
City Alias Code
City Mixed CaseOmaha
City Alias Mixed CaseOmaha
Box Count0
SFDU4480
MFDU3868
State ANSI31
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number306645
Unique ZIP Name
SSA State County Code28270
Medicare CBSA Code36540
Medicare CBSA NameOmaha-Council Bluffs, NE-IA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseDouglas

Nebraska Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]