Get multiple home insurance quotes in 68133. Our licensed 68133, NE agents are ready to serve you.

Homeowners Insurance in 68133

In Papillion, NE, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 68133 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Nebraska licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 68133 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 68133 should appear in the zip code field ready to go.

68133 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Nebraska, you are going to see rates around the average home insurance premium per year of $1254. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Papillion home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 68133 Home Insurance Rates Now!

Best 3 Options to Compare in 68133

If you want homeowners insurance quotes within the city of Papillion or in the 68133 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Papillion, NE.

68133 Home Insurance Average Premiums

Local 68133 homeowners insurance quotes comparison

$1004 /yr.

Shows Zip Code: 68133 lowest rates with discounts applied on average.

For the 68133, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1004 /yr.
Average Coverage:$1254 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1554 /yr.

What is the average home insurance cost for a home in 68133?

  • • The average homeowners insurance premium paid annually for a home in 68133 is around $1254 per year.

What does it cost on average per month for home insurance in 68133?

  • • Homeowners in 68133 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 68133?

  • • Autoowners in 68133 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Papillion area, check out other zip codes nearby 68133.
Review average rates in another zip code:
68046 homeowners insurance rates
68133 homeowners insurance rates

Home Replacement Cost Coverage in 68133

Average Building Cost Per Square Foot in 68133: $140

Location: Papillion, Nebraska (Sarpy County)

Average Square Footage in 68133: 2,090 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68133 before you start any project. Papillion homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68133 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68133 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,090 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Papillion area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1402,090$292,600
Additional Upgrades & Added Features$1752,090$365,750
Major Home Updates or Advancements$2102,090$438,900

It's important to understand that when you estimate your replacement cost of your home in the 68133 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68133

Best Home & Auto Insurance Agencies in 68133

Housing Demographics for 68133

Population Review for 68133 Zip Code

For the city of Papillion, the population within 68133 has increased to over 14,777 residents in population size. The current population total is 13,705. We have broken down the population based on race below. In 68133, there are over 6736 in male population and 6969 females.

PopulationValues
Total Population13,705
White Population11245
Black Population413
Hispanic Population1080
Asian Population537
Hawaiian Population13
Indian Population58
Other Population300
Male Population6736
Female Population6969
Population Estimate14777

Household Data for 68133

The average number of homes in 68133 is around 4,777, there are an average of 2.85 per household. The average house value according to local real estate values is around $292,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,777
Persons Per Household2.85
Average House Value$292,600
Income Per Household$117772
Median Age38.5
Median Age Male37.7
Median Age Female39.4
68133 DetailsValues
StateNE
State Full NameNebraska
City TypeB
City Alias Abbreviation
Area Code402
CityPapillion
City Alias NamePAPILLION
CountySarpy
County FIPS153
State FIPS31
Time Zone6
Day Light SavingY
MSA5920
PMSA
CSA420
CBSA36540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOmaha, NE-IA
MSA_NameOmaha, NE-IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses163
Number Of Employees2520
Business First Quarter Payroll15912
Business Annual Payroll69172
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population865350
CBSA Division Population0
Congressional District01|02
Congressional LandArea8879.02|509.74
Delivery Residential5185
Delivery Business73
Delivery Total5366
Preferred Last Line KeyW1A113
Classification Code
Multi-County
CSA NameOmaha-Fremont, NE-IA
CBSA_DIV_Name
City State KeyW1A113
Land Area15.377000
Water Area0.258000
City Alias Code
City Mixed CasePapillion
City Alias Mixed CasePapillion
Box Count0
SFDU2431
MFDU561
State ANSI31
County ANSI153
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number306645
Unique ZIP Name
SSA State County Code28760
Medicare CBSA Code36540
Medicare CBSA NameOmaha-Council Bluffs, NE-IA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseSarpy

Nebraska Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]