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Searching for Homeowners Insurance in 68313

If you are a homeowners that lives in 68313 you may be searching for more affordable homeowners insurance in Beaver Crossing. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Beaver Crossing, NE. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Nebraska licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 68313 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Beaver Crossing, NE home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 68313 Home Insurance Costs: very high!

In Beaver Crossing, homeowners are paying roughly $1188 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 68313 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Beaver Crossing are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 68313 policy right now!

68313 Home Insurance Average Premiums

Local 68313 homeowners insurance quotes comparison

$938 /yr.

Shows Zip Code: 68313 lowest rates with discounts applied on average.

For the 68313, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$938 /yr.
Average Coverage:$1188 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1488 /yr.

What is the average home insurance cost for a home in 68313?

  • • The average homeowners insurance premium paid annually for a home in 68313 is around $1188 per year.

What does it cost on average per month for home insurance in 68313?

  • • Homeowners in 68313 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 68313?

  • • Autoowners in 68313 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Beaver Crossing area, check out other zip codes nearby 68313.
Review average rates in another zip code:
68313 homeowners insurance rates

Home Replacement Cost Coverage in 68313

Average Building Cost Per Square Foot in 68313: $140

Location: Beaver Crossing, Nebraska (Seward County)

Average Square Footage in 68313: 932 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68313 before you start any project. Beaver Crossing homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68313 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68313 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 932 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Beaver Crossing area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140932$130,500
Additional Upgrades & Added Features$175932$163,125
Major Home Updates or Advancements$210932$195,750

It's important to understand that when you estimate your replacement cost of your home in the 68313 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68313

Best Home & Auto Insurance Agencies in 68313

Housing Demographics for 68313

Population Review for 68313 Zip Code

For the city of Beaver Crossing, the population within 68313 has increased to over 812 residents in population size. The current population total is 938. We have broken down the population based on race below. In 68313, there are over 518 in male population and 420 females.

PopulationValues
Total Population938
White Population888
Black Population7
Hispanic Population25
Asian Population0
Hawaiian Population0
Indian Population2
Other Population9
Male Population518
Female Population420
Population Estimate812

Household Data for 68313

The average number of homes in 68313 is around 335, there are an average of 2.80 per household. The average house value according to local real estate values is around $130,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode335
Persons Per Household2.80
Average House Value$130,500
Income Per Household$78684
Median Age41.4
Median Age Male40.2
Median Age Female43.0
68313 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias AbbreviationBEAVER XING
Area Code402
CityBeaver Crossing
City Alias NameBEAVER CROSSING
CountySeward
County FIPS159
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA339
CBSA30700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLincoln, NE
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses17
Number Of Employees50
Business First Quarter Payroll403
Business Annual Payroll1861
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population302157
CBSA Division Population0
Congressional District01|03
Congressional LandArea8879.02|67435.41
Delivery Residential290
Delivery Business3
Delivery Total959
Preferred Last Line KeyW19495
Classification Code
Multi-CountyY
CSA NameLincoln-Beatrice, NE
CBSA_DIV_Name
City State KeyW19495
Land Area76.575000
Water Area0.537000
City Alias Code
City Mixed CaseBeaver Crossing
City Alias Mixed CaseBeaver Crossing
Box Count76
SFDU290
MFDU0
State ANSI31
County ANSI159
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number300750
Unique ZIP Name
SSA State County Code28790
Medicare CBSA Code30700
Medicare CBSA NameLincoln, NE
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseSeward

Nebraska Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]