Get multiple home insurance quotes in 68320. Our licensed 68320, NE agents are ready to serve you.

68320 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 68320? Our rates are very competitive for homeowners living in Brock, NE. Many homeowners based out of your 68320 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Nebraska licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 68320 should appear in the zip code field ready to go. For Brock, NE Home Insurance Rate Quotes click to review the best rates and service online!

68320 Average Premium is Rated: Very High!

Homeowners living in 68320 can easily save up to 40% off the average home insurance premium of $1188 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Brock that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 68320 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 68320!

68320 Home Insurance Average Premiums

Local 68320 homeowners insurance quotes comparison

$938 /yr.

Shows Zip Code: 68320 lowest rates with discounts applied on average.

For the 68320, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$938 /yr.
Average Coverage:$1188 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1488 /yr.

What is the average home insurance cost for a home in 68320?

  • • The average homeowners insurance premium paid annually for a home in 68320 is around $1188 per year.

What does it cost on average per month for home insurance in 68320?

  • • Homeowners in 68320 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 68320?

  • • Autoowners in 68320 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brock area, check out other zip codes nearby 68320.
Review average rates in another zip code:
68320 homeowners insurance rates

Home Replacement Cost Coverage in 68320

Average Building Cost Per Square Foot in 68320: $140

Location: Brock, Nebraska (Nemaha County)

Average Square Footage in 68320: 689 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68320 before you start any project. Brock homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68320 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68320 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 689 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brock area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140689$96,400
Additional Upgrades & Added Features$175689$120,500
Major Home Updates or Advancements$210689$144,600

It's important to understand that when you estimate your replacement cost of your home in the 68320 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68320

Best Home & Auto Insurance Agencies in 68320

Housing Demographics for 68320

Population Review for 68320 Zip Code

For the city of Brock, the population within 68320 has increased to over 408 residents in population size. The current population total is 393. We have broken down the population based on race below. In 68320, there are over 185 in male population and 208 females.

PopulationValues
Total Population393
White Population371
Black Population0
Hispanic Population7
Asian Population1
Hawaiian Population0
Indian Population3
Other Population3
Male Population185
Female Population208
Population Estimate408

Household Data for 68320

The average number of homes in 68320 is around 150, there are an average of 2.62 per household. The average house value according to local real estate values is around $96,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode150
Persons Per Household2.62
Average House Value$96,400
Income Per Household$54464
Median Age42.1
Median Age Male42.7
Median Age Female38.5
68320 DetailsValues
StateNE
State Full NameNebraska
City TypeN
City Alias Abbreviation
Area Code402
CityBrock
City Alias NameBROCK
CountyNemaha
County FIPS127
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees22
Business First Quarter Payroll186
Business Annual Payroll895
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential156
Delivery Business1
Delivery Total163
Preferred Last Line Key004862
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key004862
Land Area56.142000
Water Area0.015000
City Alias Code
City Mixed CaseBrock
City Alias Mixed CaseBrock
Box Count0
SFDU119
MFDU0
State ANSI31
County ANSI127
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number308835
Unique ZIP Name
SSA State County Code28630
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseNemaha

Nebraska Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]