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Home Insurance Rates in 68321

For homeowners shopping online in 68321, our insurance rates are very competitive for homeowners living in Brownville, NE. Many homeowners based out of the great city of Brownville have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Nebraska licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 68321, simply click the "Get Multiple Quotes Now" button. Your 68321 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Brownville, NE Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

68321 Home Insurance Rating is: Very High!

If you live in 68321, you can easily save up to 40% off the average home insurance premium of $1172 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Brownville can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 68321 today!

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68321 Home Insurance Average Premiums

Local 68321 homeowners insurance quotes comparison

$922 /yr.

Shows Zip Code: 68321 lowest rates with discounts applied on average.

For the 68321, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$922 /yr.
Average Coverage:$1172 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1472 /yr.

What is the average home insurance cost for a home in 68321?

  • • The average homeowners insurance premium paid annually for a home in 68321 is around $1172 per year.

What does it cost on average per month for home insurance in 68321?

  • • Homeowners in 68321 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 68321?

  • • Autoowners in 68321 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brownville area, check out other zip codes nearby 68321.
Review average rates in another zip code:
68321 homeowners insurance rates

Home Replacement Cost Coverage in 68321

Average Building Cost Per Square Foot in 68321: $140

Location: Brownville, Nebraska (Nemaha County)

Average Square Footage in 68321: 1,563 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68321 before you start any project. Brownville homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68321 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68321 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,563 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brownville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,563$218,800
Additional Upgrades & Added Features$1751,563$273,500
Major Home Updates or Advancements$2101,563$328,200

It's important to understand that when you estimate your replacement cost of your home in the 68321 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68321

Best Home & Auto Insurance Agencies in 68321

Housing Demographics for 68321

Population Review for 68321 Zip Code

For the city of Brownville, the population within 68321 has increased to over 186 residents in population size. The current population total is 309. We have broken down the population based on race below. In 68321, there are over 160 in male population and 149 females.

PopulationValues
Total Population309
White Population296
Black Population0
Hispanic Population8
Asian Population2
Hawaiian Population0
Indian Population0
Other Population5
Male Population160
Female Population149
Population Estimate186

Household Data for 68321

The average number of homes in 68321 is around 158, there are an average of 1.96 per household. The average house value according to local real estate values is around $218,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode158
Persons Per Household1.96
Average House Value$218,800
Income Per Household$96667
Median Age53.4
Median Age Male47.0
Median Age Female56.1
68321 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityBrownville
City Alias NameBROWNVILLE
CountyNemaha
County FIPS127
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees24
Business First Quarter Payroll1386
Business Annual Payroll2850
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential95
Delivery Business0
Delivery Total226
Preferred Last Line KeyW19555
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW19555
Land Area26.375000
Water Area0.480000
City Alias Code
City Mixed CaseBrownville
City Alias Mixed CaseBrownville
Box Count76
SFDU95
MFDU0
State ANSI31
County ANSI127
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number301335
Unique ZIP Name
SSA State County Code28630
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseNemaha

Nebraska Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]