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68336, NE Home Insurance

In the zip code of 68336, the population size is around 504, which consists of 197 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Davey, NE. A few years ago, a study was done and found that the average home insurance rates for Nebraska are around $1,273 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 68336 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Davey. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-913-276-4017 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Davey, NE Homeowners Insurance Online Rates Today!

68336 Home Insurance Average Premiums

Local 68336 homeowners insurance quotes comparison

$1023 /yr.

Shows Zip Code: 68336 lowest rates with discounts applied on average.

For the 68336, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1023 /yr.
Average Coverage:$1273 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1573 /yr.

What is the average home insurance cost for a home in 68336?

  • • The average homeowners insurance premium paid annually for a home in 68336 is around $1273 per year.

What does it cost on average per month for home insurance in 68336?

  • • Homeowners in 68336 pay a monthly average cost per month around $106.00.

What kind of discount could I get if I combine my home and auto insurance together in 68336?

  • • Autoowners in 68336 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Davey area, check out other zip codes nearby 68336.
Review average rates in another zip code:
68336 homeowners insurance rates

Home Replacement Cost Coverage in 68336

Average Building Cost Per Square Foot in 68336: $140

Location: Davey, Nebraska (Lancaster County)

Average Square Footage in 68336: 2,425 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68336 before you start any project. Davey homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68336 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68336 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,425 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Davey area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1402,425$339,500
Additional Upgrades & Added Features$1752,425$424,375
Major Home Updates or Advancements$2102,425$509,250

It's important to understand that when you estimate your replacement cost of your home in the 68336 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68336

Best Home & Auto Insurance Agencies in 68336

Housing Demographics for 68336

Population Review for 68336 Zip Code

For the city of Davey, the population within 68336 has increased to over 391 residents in population size. The current population total is 504. We have broken down the population based on race below. In 68336, there are over 263 in male population and 241 females.

PopulationValues
Total Population504
White Population480
Black Population1
Hispanic Population13
Asian Population3
Hawaiian Population0
Indian Population2
Other Population6
Male Population263
Female Population241
Population Estimate391

Household Data for 68336

The average number of homes in 68336 is around 197, there are an average of 2.56 per household. The average house value according to local real estate values is around $339,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode197
Persons Per Household2.56
Average House Value$339,500
Income Per Household$124875
Median Age49.8
Median Age Male48.4
Median Age Female52.1
68336 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityDavey
City Alias NameDAVEY
CountyLancaster
County FIPS109
State FIPS31
Time Zone6
Day Light SavingY
MSA4360
PMSA
CSA339
CBSA30700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLincoln, NE
MSA_NameLincoln, NE MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses12
Number Of Employees59
Business First Quarter Payroll491
Business Annual Payroll2652
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population302157
CBSA Division Population0
Congressional District01
Congressional LandArea8879.02
Delivery Residential153
Delivery Business1
Delivery Total229
Preferred Last Line KeyW19658
Classification Code
Multi-County
CSA NameLincoln-Beatrice, NE
CBSA_DIV_Name
City State KeyW19658
Land Area16.715000
Water Area0.095000
City Alias Code
City Mixed CaseDavey
City Alias Mixed CaseDavey
Box Count65
SFDU140
MFDU0
State ANSI31
County ANSI109
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number302370
Unique ZIP Name
SSA State County Code28540
Medicare CBSA Code30700
Medicare CBSA NameLincoln, NE
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseLancaster

Nebraska Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]