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68337, NE Homeowners Insurance Rates

With a population size of 322 and with 135 occupied homes in the 68337 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Dawson, NE are around $1,199 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Dawson, Nebraska. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-913-276-4017 so we can help you review rates today!

It's important to know that if your Nebraska home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Dawson, NE.

For Nebraska home insurance information, including average Dawson home insurance rates, coverage options or the different homeowners insurance types, please select Dawson, NE Home Insurance Quotes Now!

68337 Home Insurance Average Premiums

Local 68337 homeowners insurance quotes comparison

$949 /yr.

Shows Zip Code: 68337 lowest rates with discounts applied on average.

For the 68337, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$949 /yr.
Average Coverage:$1199 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1499 /yr.

What is the average home insurance cost for a home in 68337?

  • • The average homeowners insurance premium paid annually for a home in 68337 is around $1199 per year.

What does it cost on average per month for home insurance in 68337?

  • • Homeowners in 68337 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 68337?

  • • Autoowners in 68337 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dawson area, check out other zip codes nearby 68337.
Review average rates in another zip code:
68337 homeowners insurance rates

Home Replacement Cost Coverage in 68337

Average Building Cost Per Square Foot in 68337: $140

Location: Dawson, Nebraska (Richardson County)

Average Square Footage in 68337: 533 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68337 before you start any project. Dawson homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68337 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68337 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 533 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dawson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140533$74,600
Additional Upgrades & Added Features$175533$93,250
Major Home Updates or Advancements$210533$111,900

It's important to understand that when you estimate your replacement cost of your home in the 68337 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68337

Best Home & Auto Insurance Agencies in 68337

Housing Demographics for 68337

Population Review for 68337 Zip Code

For the city of Dawson, the population within 68337 has increased to over 303 residents in population size. The current population total is 322. We have broken down the population based on race below. In 68337, there are over 167 in male population and 155 females.

PopulationValues
Total Population322
White Population299
Black Population1
Hispanic Population3
Asian Population1
Hawaiian Population0
Indian Population7
Other Population2
Male Population167
Female Population155
Population Estimate303

Household Data for 68337

The average number of homes in 68337 is around 135, there are an average of 2.39 per household. The average house value according to local real estate values is around $74,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode135
Persons Per Household2.39
Average House Value$74,600
Income Per Household$50096
Median Age50.8
Median Age Male50.5
Median Age Female50.9
68337 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402/531
CityDawson
City Alias NameDAWSON
CountyRichardson
County FIPS147
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees54
Business First Quarter Payroll456
Business Annual Payroll1881
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential127
Delivery Business2
Delivery Total165
Preferred Last Line KeyW19663
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW19663
Land Area54.651000
Water Area0.016000
City Alias Code
City Mixed CaseDawson
City Alias Mixed CaseDawson
Box Count19
SFDU127
MFDU0
State ANSI31
County ANSI147
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number302400
Unique ZIP Name
SSA State County Code28730
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseRichardson

Nebraska Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]