Get multiple home insurance quotes in 68355. Our licensed 68355, NE agents are ready to serve you.

Homeowners Insurance in 68355

In Falls City, NE, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 68355 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Nebraska licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 68355 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 68355 should appear in the zip code field ready to go.

68355 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Nebraska, you are going to see rates around the average home insurance premium per year of $1185. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Falls City home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 68355 Home Insurance Rates Now!

Best 3 Options to Compare in 68355

If you want homeowners insurance quotes within the city of Falls City or in the 68355 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Falls City, NE.

68355 Home Insurance Average Premiums

Local 68355 homeowners insurance quotes comparison

$935 /yr.

Shows Zip Code: 68355 lowest rates with discounts applied on average.

For the 68355, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$935 /yr.
Average Coverage:$1185 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1485 /yr.

What is the average home insurance cost for a home in 68355?

  • • The average homeowners insurance premium paid annually for a home in 68355 is around $1185 per year.

What does it cost on average per month for home insurance in 68355?

  • • Homeowners in 68355 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 68355?

  • • Autoowners in 68355 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Falls City area, check out other zip codes nearby 68355.
Review average rates in another zip code:
68355 homeowners insurance rates

Home Replacement Cost Coverage in 68355

Average Building Cost Per Square Foot in 68355: $140

Location: Falls City, Nebraska (Richardson County)

Average Square Footage in 68355: 564 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68355 before you start any project. Falls City homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68355 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68355 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 564 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Falls City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140564$79,000
Additional Upgrades & Added Features$175564$98,750
Major Home Updates or Advancements$210564$118,500

It's important to understand that when you estimate your replacement cost of your home in the 68355 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68355

Best Home & Auto Insurance Agencies in 68355

American Family Insurance- B Harsin Agency Incorporated

Address: 105 E 16th St Falls City, NE 68355
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/american_family_insurance__b_harsin_agency_inc-b2111237&mkt=63801
Info:

Mike Castle Ins Agency Inc - State Farm Insurance Agent

Address: 2002 Stone St Falls City, NE 68355
Phone:
Website:
Info:

Hoffman Insurance

Address: 1201 Harlan St Falls City, NE 68355
Phone:
Website:
Info:

Housing Demographics for 68355

Population Review for 68355 Zip Code

For the city of Falls City, the population within 68355 has increased to over 4,901 residents in population size. The current population total is 4,930. We have broken down the population based on race below. In 68355, there are over 2447 in male population and 2483 females.

PopulationValues
Total Population4,930
White Population4411
Black Population20
Hispanic Population103
Asian Population34
Hawaiian Population1
Indian Population164
Other Population19
Male Population2447
Female Population2483
Population Estimate4901

Household Data for 68355

The average number of homes in 68355 is around 2,166, there are an average of 2.22 per household. The average house value according to local real estate values is around $79,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,166
Persons Per Household2.22
Average House Value$79,000
Income Per Household$41851
Median Age44.3
Median Age Male42.3
Median Age Female46.7
68355 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityFalls City
City Alias NameFALLS CITY
CountyRichardson
County FIPS147
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses177
Number Of Employees1391
Business First Quarter Payroll11189
Business Annual Payroll49964
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential2208
Delivery Business180
Delivery Total2582
Preferred Last Line KeyW19739
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW19739
Land Area154.514000
Water Area0.994000
City Alias Code
City Mixed CaseFalls City
City Alias Mixed CaseFalls City
Box Count107
SFDU2043
MFDU104
State ANSI31
County ANSI147
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number303210
Unique ZIP Name
SSA State County Code28730
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseRichardson

Nebraska Homeowners Insurance News & Information

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  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]