Get multiple home insurance quotes in 68364. Our licensed 68364, NE agents are ready to serve you.

Compare 68364 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 68364 area? The average homeowners premium in Nebraska for a standard homeowners policy is around $1,163/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 68364 zip code, the population size is around 183 with 73 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 68364.

Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Goehner, NE Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. NE RateDiscountsSavingsShop Rates
$1,586up to 40% off$634

68364 Home Insurance Average Premiums

Local 68364 homeowners insurance quotes comparison

$913 /yr.

Shows Zip Code: 68364 lowest rates with discounts applied on average.

For the 68364, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$913 /yr.
Average Coverage:$1163 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1463 /yr.

What is the average home insurance cost for a home in 68364?

  • • The average homeowners insurance premium paid annually for a home in 68364 is around $1163 per year.

What does it cost on average per month for home insurance in 68364?

  • • Homeowners in 68364 pay a monthly average cost per month around $97.00.

What kind of discount could I get if I combine my home and auto insurance together in 68364?

  • • Autoowners in 68364 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Goehner area, check out other zip codes nearby 68364.
Review average rates in another zip code:
68364 homeowners insurance rates

Home Replacement Cost Coverage in 68364

Average Building Cost Per Square Foot in 68364: $140

Location: Goehner, Nebraska (Seward County)

Average Square Footage in 68364: 1,108 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68364 before you start any project. Goehner homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68364 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68364 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,108 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Goehner area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,108$155,100
Additional Upgrades & Added Features$1751,108$193,875
Major Home Updates or Advancements$2101,108$232,650

It's important to understand that when you estimate your replacement cost of your home in the 68364 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68364

Best Home & Auto Insurance Agencies in 68364

Housing Demographics for 68364

Population Review for 68364 Zip Code

For the city of Goehner, the population within 68364 has increased to over 0 residents in population size. The current population total is 183. We have broken down the population based on race below. In 68364, there are over 104 in male population and 79 females.

PopulationValues
Total Population183
White Population167
Black Population0
Hispanic Population9
Asian Population3
Hawaiian Population0
Indian Population0
Other Population5
Male Population104
Female Population79
Population Estimate0

Household Data for 68364

The average number of homes in 68364 is around 73, there are an average of 2.51 per household. The average house value according to local real estate values is around $155,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode73
Persons Per Household2.51
Average House Value$155,100
Income Per Household$83194
Median Age42.5
Median Age Male42.5
Median Age Female42.5
68364 DetailsValues
StateNE
State Full NameNebraska
City TypeZ
City Alias Abbreviation
Area Code402
CityGoehner
City Alias NameGOEHNER
CountySeward
County FIPS159
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA339
CBSA30700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLincoln, NE
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees13
Business First Quarter Payroll48
Business Annual Payroll320
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population302157
CBSA Division Population0
Congressional District01
Congressional LandArea8879.02
Delivery Residential0
Delivery Business0
Delivery Total100
Preferred Last Line KeyW19780
Classification CodeP
Multi-County
CSA NameLincoln-Beatrice, NE
CBSA_DIV_Name
City State KeyW19780
Land Area0.997000
Water Area0.001000
City Alias Code
City Mixed CaseGoehner
City Alias Mixed CaseGoehner
Box Count90
SFDU0
MFDU0
State ANSI31
County ANSI159
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number303645
Unique ZIP Name
SSA State County Code28790
Medicare CBSA Code30700
Medicare CBSA NameLincoln, NE
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseSeward

Nebraska Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]