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Compare 68364 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 68364 area? The average homeowners premium in Nebraska for a standard homeowners policy is around $1,163/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 68364 zip code, the population size is around 183 with 73 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 68364.

Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Goehner, NE Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. NE RateDiscountsSavingsShop Rates
$1,586up to 40% off$634

68364 Home Insurance Average Premiums

Local 68364 homeowners insurance quotes comparison

$913 /yr.

Shows Zip Code: 68364 lowest rates with discounts applied on average.

For the 68364, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$913 /yr.
Average Coverage:$1163 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1463 /yr.

What is the average home insurance cost for a home in 68364?

  • • The average homeowners insurance premium paid annually for a home in 68364 is around $1163 per year.

What does it cost on average per month for home insurance in 68364?

  • • Homeowners in 68364 pay a monthly average cost per month around $97.00.

What kind of discount could I get if I combine my home and auto insurance together in 68364?

  • • Autoowners in 68364 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Goehner area, check out other zip codes nearby 68364.
Review average rates in another zip code:
68364 homeowners insurance rates

Home Replacement Cost Coverage in 68364

Average Building Cost Per Square Foot in 68364: $140

Location: Goehner, Nebraska (Seward County)

Average Square Footage in 68364: 1,108 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68364 before you start any project. Goehner homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68364 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68364 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,108 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Goehner area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,108$155,100
Additional Upgrades & Added Features$1751,108$193,875
Major Home Updates or Advancements$2101,108$232,650

It's important to understand that when you estimate your replacement cost of your home in the 68364 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68364

Best Home & Auto Insurance Agencies in 68364

Housing Demographics for 68364

Population Review for 68364 Zip Code

For the city of Goehner, the population within 68364 has increased to over 0 residents in population size. The current population total is 183. We have broken down the population based on race below. In 68364, there are over 104 in male population and 79 females.

PopulationValues
Total Population183
White Population167
Black Population0
Hispanic Population9
Asian Population3
Hawaiian Population0
Indian Population0
Other Population5
Male Population104
Female Population79
Population Estimate0

Household Data for 68364

The average number of homes in 68364 is around 73, there are an average of 2.51 per household. The average house value according to local real estate values is around $155,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode73
Persons Per Household2.51
Average House Value$155,100
Income Per Household$83194
Median Age42.5
Median Age Male42.5
Median Age Female42.5
68364 DetailsValues
StateNE
State Full NameNebraska
City TypeZ
City Alias Abbreviation
Area Code402
CityGoehner
City Alias NameGOEHNER
CountySeward
County FIPS159
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA339
CBSA30700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLincoln, NE
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees13
Business First Quarter Payroll48
Business Annual Payroll320
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population302157
CBSA Division Population0
Congressional District01
Congressional LandArea8879.02
Delivery Residential0
Delivery Business0
Delivery Total100
Preferred Last Line KeyW19780
Classification CodeP
Multi-County
CSA NameLincoln-Beatrice, NE
CBSA_DIV_Name
City State KeyW19780
Land Area0.997000
Water Area0.001000
City Alias Code
City Mixed CaseGoehner
City Alias Mixed CaseGoehner
Box Count90
SFDU0
MFDU0
State ANSI31
County ANSI159
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number303645
Unique ZIP Name
SSA State County Code28790
Medicare CBSA Code30700
Medicare CBSA NameLincoln, NE
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseSeward

Nebraska Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]