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68366 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 68366? There are over 416 occupied homes in the 68366 area. With a population size of 1,110, it's not uncommon for residence of Greenwood, NE to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Nebraska is around $1,175 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 68366 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Greenwood, NE Home Insurance Rate Quotes

68366 Home Insurance Average Premiums

Local 68366 homeowners insurance quotes comparison

$925 /yr.

Shows Zip Code: 68366 lowest rates with discounts applied on average.

For the 68366, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$925 /yr.
Average Coverage:$1175 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1475 /yr.

What is the average home insurance cost for a home in 68366?

  • • The average homeowners insurance premium paid annually for a home in 68366 is around $1175 per year.

What does it cost on average per month for home insurance in 68366?

  • • Homeowners in 68366 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 68366?

  • • Autoowners in 68366 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Greenwood area, check out other zip codes nearby 68366.
Review average rates in another zip code:
68366 homeowners insurance rates

Home Replacement Cost Coverage in 68366

Average Building Cost Per Square Foot in 68366: $140

Location: Greenwood, Nebraska (Cass County)

Average Square Footage in 68366: 1,119 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68366 before you start any project. Greenwood homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68366 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68366 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,119 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greenwood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,119$156,700
Additional Upgrades & Added Features$1751,119$195,875
Major Home Updates or Advancements$2101,119$235,050

It's important to understand that when you estimate your replacement cost of your home in the 68366 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68366

Best Home & Auto Insurance Agencies in 68366

Housing Demographics for 68366

Population Review for 68366 Zip Code

For the city of Greenwood, the population within 68366 has increased to over 915 residents in population size. The current population total is 1,110. We have broken down the population based on race below. In 68366, there are over 568 in male population and 542 females.

PopulationValues
Total Population1,110
White Population1031
Black Population0
Hispanic Population26
Asian Population7
Hawaiian Population0
Indian Population5
Other Population11
Male Population568
Female Population542
Population Estimate915

Household Data for 68366

The average number of homes in 68366 is around 416, there are an average of 2.67 per household. The average house value according to local real estate values is around $156,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode416
Persons Per Household2.67
Average House Value$156,700
Income Per Household$89250
Median Age42.0
Median Age Male41.2
Median Age Female42.5
68366 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityGreenwood
City Alias NameGREENWOOD
CountyCass
County FIPS025
State FIPS31
Time Zone6
Day Light SavingY
MSA5920
PMSA
CSA420
CBSA36540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOmaha, NE-IA
MSA_NameOmaha, NE-IA MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses37
Number Of Employees673
Business First Quarter Payroll6451
Business Annual Payroll27318
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population865350
CBSA Division Population0
Congressional District01|02
Congressional LandArea8879.02|509.74
Delivery Residential343
Delivery Business24
Delivery Total478
Preferred Last Line KeyW19797
Classification Code
Multi-CountyY
CSA NameOmaha-Fremont, NE-IA
CBSA_DIV_Name
City State KeyW19797
Land Area54.422000
Water Area0.221000
City Alias Code
City Mixed CaseGreenwood
City Alias Mixed CaseGreenwood
Box Count92
SFDU338
MFDU0
State ANSI31
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number303780
Unique ZIP Name
SSA State County Code28120
Medicare CBSA Code36540
Medicare CBSA NameOmaha-Council Bluffs, NE-IA
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseCass

Nebraska Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]