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68370, NE Home Insurance

In the zip code of 68370, the population size is around 1,954, which consists of 848 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Hebron, NE. A few years ago, a study was done and found that the average home insurance rates for Nebraska are around $1,203 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 68370 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Hebron. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-913-276-4017 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Hebron, NE Homeowners Insurance Online Rates Today!

68370 Home Insurance Average Premiums

Local 68370 homeowners insurance quotes comparison

$953 /yr.

Shows Zip Code: 68370 lowest rates with discounts applied on average.

For the 68370, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$953 /yr.
Average Coverage:$1203 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1503 /yr.

What is the average home insurance cost for a home in 68370?

  • • The average homeowners insurance premium paid annually for a home in 68370 is around $1203 per year.

What does it cost on average per month for home insurance in 68370?

  • • Homeowners in 68370 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 68370?

  • • Autoowners in 68370 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hebron area, check out other zip codes nearby 68370.
Review average rates in another zip code:
68370 homeowners insurance rates

Home Replacement Cost Coverage in 68370

Average Building Cost Per Square Foot in 68370: $140

Location: Hebron, Nebraska (Thayer County)

Average Square Footage in 68370: 669 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68370 before you start any project. Hebron homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68370 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68370 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 669 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hebron area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140669$93,600
Additional Upgrades & Added Features$175669$117,000
Major Home Updates or Advancements$210669$140,400

It's important to understand that when you estimate your replacement cost of your home in the 68370 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68370

Best Home & Auto Insurance Agencies in 68370

Farm Bureau Financial Services

Address: 431 Lincoln Ave Hebron, NE 68370
Phone:
Website: http://www.fbfs.com
Info:

Dick Walsh Insurance Agcy Inc

Address: 1248 Lincoln Ave Hebron, NE 68370
Phone:
Website:
Info:

Housing Demographics for 68370

Population Review for 68370 Zip Code

For the city of Hebron, the population within 68370 has increased to over 1,989 residents in population size. The current population total is 1,954. We have broken down the population based on race below. In 68370, there are over 948 in male population and 1006 females.

PopulationValues
Total Population1,954
White Population1861
Black Population4
Hispanic Population56
Asian Population8
Hawaiian Population4
Indian Population7
Other Population29
Male Population948
Female Population1006
Population Estimate1989

Household Data for 68370

The average number of homes in 68370 is around 848, there are an average of 2.24 per household. The average house value according to local real estate values is around $93,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode848
Persons Per Household2.24
Average House Value$93,600
Income Per Household$56250
Median Age48.5
Median Age Male46.3
Median Age Female50.6
68370 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityHebron
City Alias NameHEBRON
CountyThayer
County FIPS169
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses89
Number Of Employees632
Business First Quarter Payroll6077
Business Annual Payroll27481
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential888
Delivery Business98
Delivery Total1067
Preferred Last Line KeyW19838
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW19838
Land Area162.721000
Water Area0.289000
City Alias Code
City Mixed CaseHebron
City Alias Mixed CaseHebron
Box Count25
SFDU845
MFDU32
State ANSI31
County ANSI169
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number304155
Unique ZIP Name
SSA State County Code28840
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseThayer

Nebraska Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]