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Homeowners Insurance in 68410

For homeowners living in 68410, you want more affordable home insurance rates in Nebraska City, right? Our rates are very competitive for homeowners living in the great city of Nebraska City, NE. Many homeowners living in the 68410 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Nebraska licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 68410 should appear in the zip code field ready to go. Comparing Nebraska City, NE Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

68410 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Nebraska City pay around $1204 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Nebraska home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 68410 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Nebraska City homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Nebraska home insurance premium today!

Get 68410 Homeowners Insurance Rates Now!

68410 Home Insurance Average Premiums

Local 68410 homeowners insurance quotes comparison

$954 /yr.

Shows Zip Code: 68410 lowest rates with discounts applied on average.

For the 68410, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$954 /yr.
Average Coverage:$1204 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1504 /yr.

What is the average home insurance cost for a home in 68410?

  • • The average homeowners insurance premium paid annually for a home in 68410 is around $1204 per year.

What does it cost on average per month for home insurance in 68410?

  • • Homeowners in 68410 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 68410?

  • • Autoowners in 68410 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Nebraska City area, check out other zip codes nearby 68410.
Review average rates in another zip code:
68410 homeowners insurance rates

Home Replacement Cost Coverage in 68410

Average Building Cost Per Square Foot in 68410: $140

Location: Nebraska City, Nebraska (Otoe County)

Average Square Footage in 68410: 1,004 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68410 before you start any project. Nebraska City homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68410 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68410 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,004 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Nebraska City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,004$140,500
Additional Upgrades & Added Features$1751,004$175,625
Major Home Updates or Advancements$2101,004$210,750

It's important to understand that when you estimate your replacement cost of your home in the 68410 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68410

Best Home & Auto Insurance Agencies in 68410

Shelter Insurance

Address: 719 Central Ave Nebraska City, NE 68410
Phone:
Website:
Info:

Miller & Farrell CO Home Real Estate

Address: 115 N 10th St, #2 Nebraska City, NE 68410
Phone:
Website: http://www.millerfarrell.com
Info:

Debuhr- Randy L

Address: 1209 Central Ave Nebraska City, NE 68410
Phone:
Website:
Info:

Housing Demographics for 68410

Population Review for 68410 Zip Code

For the city of Nebraska City, the population within 68410 has increased to over 9,052 residents in population size. The current population total is 8,620. We have broken down the population based on race below. In 68410, there are over 4207 in male population and 4413 females.

PopulationValues
Total Population8,620
White Population7347
Black Population67
Hispanic Population1067
Asian Population67
Hawaiian Population0
Indian Population56
Other Population497
Male Population4207
Female Population4413
Population Estimate9052

Household Data for 68410

The average number of homes in 68410 is around 3,446, there are an average of 2.45 per household. The average house value according to local real estate values is around $140,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,446
Persons Per Household2.45
Average House Value$140,500
Income Per Household$62861
Median Age40.8
Median Age Male38.8
Median Age Female42.6
68410 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402/531
CityNebraska City
City Alias NameNEBRASKA CITY
CountyOtoe
County FIPS131
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses273
Number Of Employees3698
Business First Quarter Payroll36031
Business Annual Payroll146672
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential3695
Delivery Business322
Delivery Total4272
Preferred Last Line KeyW1A042
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW1A042
Land Area143.258000
Water Area2.141000
City Alias Code
City Mixed CaseNebraska City
City Alias Mixed CaseNebraska City
Box Count140
SFDU3179
MFDU261
State ANSI31
County ANSI131
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number306195
Unique ZIP Name
SSA State County Code28650
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseOtoe

Nebraska Homeowners Insurance News & Information

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    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]